Название | : | What is a VIRTUAL credit/debit card? (2021) |
Продолжительность | : | 7.45 |
Дата публикации | : | |
Просмотров | : | 41 rb |
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I have recently applied to Klutch I have not yet used it because I'm not sure of the best way to pay it off I chose Klutch because it's a regular credit card But I failed learn that they want the same access to my accounts as the others in order to pay the bill My initial, but incorrect assumption (and yes, I know what that means) was that I'd have a bill to pay just like my regular credit card But it appears they don't bill you They want online access to your accounts It seems they want the same access as all the others, (Privacy, IronVest, etc) Instant which is Direct Access to my bank account via Plaid, Manual which is Routing/Account# to my bank account or pay via Wire Transfer I am still new at this, but none of these options strike me as safe
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brI have looked on YouTube but can' t seem to find a video on how to securely fund these services Between Privacy, Klutch & IronVest, all of whom would really like my bank login creds, is there some kind of documentation or video out there that could guide someone on the best secure funding practices to these companies? I mean, the whole purpose behind virtual credit cards is security But they all seem to want direct access to your bank which kinda defeats the purpose brbr I love the idea of virtual credit cards but I'm not yet comfortable giving these particular entities my bank info Maybe I'm already doing this in other ways and just haven't connected the thoughts yet But I would sure like some kind of info or best practices on the best way to fund these servicesbrbrThank you! Comment from : NebulaM57 |
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How did the dance class go? Gonna need video proof Comment from : Darryl Gold |
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WOW!! Comment from : JOHN LEGEND |
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As a PCI QSA I can say this is the best way to use CC or a Bank provided Payment Card from Customer standpoint to defend against Card Not Present Transactions Comment from : ABHIJITT MUKHARJJI |
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It's a 'Number of Companies', not a 'Bunch of Companies' Comment from : Patrick Powers |
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@NaomiBrockwell:NBTV Hi Naomi, which ones would you recommend for us Aussies? Comment from : RAM_845 |
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But does it work on Ali Express? Comment from : Billy Glyde |
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crypto is already dying this video did not age well Comment from : SkyboxMonster |
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I thought this as with others from NB was informative and I built a privacy plan around a number of points that did include the privacycom service as related here While this video says they do not SELL my information, sadly when you read their privacy policy, there are an quite a few ways they share the various multitude of bits of private information they collect HUGE non fan of the codicils carving out/requiring I share my location, though that is by no means even the meat of the list This did not reinforce my standing high opinion of NB's advice I abandoned the plan the thing I need/want appears no more than bait that is not really the thing that is actually available The appearance to me is that they aren't just funding this by related fees in the process but by selling "us" Comment from : P MVKW |
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I'm really surprised you didn't spend more time discussing the difference between credit and debit cards There's a HUGE difference The information on a credit card chip/mag stripe has an authorization number, vs on a debit card, all your personal information to your bank account Second You want my cc number? Have it, I really don't care Because it's not connected to any physical money in my account So you're stealing credit vs/ a debit card, you're stealing money out of my account Nowcompanies always say you're not liable for anything you didn't authorize Which is true However, it could take days to discover/verify In that time the fraudster could take you for your whole checking account, and other bills you may have approved could bounce Vs a credit card that just could get declined for going over it's amount No real harm done to the user Yes, some time wasted Comment from : Point Vector |
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Which one of you used this method? youtube/XHJVpd5mb7U | Comment from : Sandra |
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Privacy won't let me subscribe even though I used my real info that's easily verifiable The said they couldn't verify me?? Comment from : Bill |
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Thank you Naomi, do you know international virtualcard? Comment from : Another opinion |
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Anyone know an alternative for europeans? Privacy only allows US people sign up Comment from : WitzPrinz |
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THANK YOU for creating this educational and simple video My bank offers this virtual card as a benefit But, the bank failed to explain exactly how to use it The bank failed to explain the definition Thanks for helping me to learn about this Comment from : Elise Pink |
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Great video Great idea However, US only Can you recommend a similar service in Australia? Comment from : Phill OFlynn |
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Rubbish I spent ten minutes watching what is basically an advert for one card, only to find that, when I tried to register for it, it's only available in one country Comment from : Mark Burgin |
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Thank you What do you think of Revolut's masked card service? Comment from : Naomi K |
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Not anymore all good things come to an end on 1/1/2022 They just changed from debit cards to Credit Cards Now they want to do KYC Know your client Meaning you have to give all your personal information Had my account for years and it was awesome Now my account is pending review to check to see who I am Stay away You were warned I also had multiply charges and well multiple declines when I had plenty of money in my account It was a great service when they first started The reason they changed to credit cards is that these companies were declining them knowing they were virtual cards Comment from : Southern Life |
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this ability to use virtual credit cards needs to be adapted in some way to gas station pumps in the US my card has been skimmed a few times at gas stations, and had to change card numbers because of that how would this work? Comment from : coetken |
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Naomi needs privacy so her bf doesn't see the Chippendale bill 🤣 Comment from : G |
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Vpn is also not anonymous, why are people lieing that Vpn makes you anonym Comment from : WaschyNumber1 |
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Why shoud the stolen virtual data card numbers ect be worthless, the could get the money that is put on the card? 🤔 Comment from : WaschyNumber1 |
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Hi Naomi Can I get a virtual card without a real one as I don’t want post to come to my house as don’t trust my housemates Comment from : Josh Rogan |
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Wow, I like this!!! However I was distracted by your dress, cute, will watch it again, promise Comment from : German Gutierrez |
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You need to bank online to get a virtual cc # I never bank online, because if my account is accessed online, I know it's not me Research who you are buying from learn about "who is" searches Comment from : AB |
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Darn not available if you are not an American :-( Comment from : Dapper Muis |
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Based Comment from : Elinars |
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I like it Can we get some links Comment from : Joe X |
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I also saved the video! I got lucky Comment from : James Marchetti |
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Seriously enjoy your channel Naomi!!! Such great content! Thank you Comment from : Steven |
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5:33brDoes that affect your credit rating tho? Comment from : bob rew |
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Nice but is there a Europese virtual creditcard? Comment from : dolbrechts1980 |
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why not have mobile otp linked to credit card? Comment from : Sa na |
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rewards, eew How do people get incentivized by cheezy little nickle-and-dime Pavlovian shit like that? Comment from : David Thomson |
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Crypto Jebb just convinced me to subscribe to your channel You are great!!! 👍🏻 Comment from : Juan Romero |
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Thank you for this video I always learn something new from you Comment from : David Hall |
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Great (and Timely) tip! I'm off to check out those sites Comment from : Kevlar |
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Thanx for video, NaomibrYou need to take care of your security and anonymity today, so only Utopia Ecosystem solves all issues in this direction Join😉 Comment from : Aaron Hawkins |
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Thanks Naomi Trying out one of these virtual card services now Comment from : Petalyn Albert |
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Naomi a proxy is far more similar to this than a VPN Vpn would be more similar to an SSL cert, in this scenario Comment from : Zade Keys |
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Sharing this video with family and friends Excellent, excellent, excellent!!! Comment from : BoJamBu |
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Leonardo DiCaprio (Frank Abernathy) cameo @ 2:38 LOLbrNB, I'm one who avoids rewards programs to the point of cancelling my Visa Classic when it changed to a rewards card fully aware of the credit history hit brThat's one thing about one-time or limited use virutal cards that should be mentioned is that they will not gain you credit history Comment from : Like Bot |
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Excellent video Comment from : Davo |
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Virtual Credit Card or Virtual Debit Card? These systems pull off your debit account Not credit card accounts Comment from : Raymond OBC |
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Liked I wonder how your credit score is affected by these? Comment from : TooTall Dan |
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You remind me of Jemma Simmons from Agents of Shield 😍 Comment from : Bob |
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Would there be any complications with these virtual cards when a refund/credit or exchange is needed to be processed? Comment from : halberto9o8 |
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This is a great video Naomi! All the way up to crypto in the last minute or so OK now you have me thinking that your supporting crypto because you've got a lot of eggs in that basket China just dropped crypto, the leader of world manufacturing Pigs get fat, hogs go to the slaughter I mean crypto is still riding the drip from Elon Musk Just know when to get out Great video tho I really liked the virtual credit card protections 💳 Comment from : James C |
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There was a model and tech designed in the early 2000's that is still way ahead of this model Comment from : Ay Bee |
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Brilliant and super informative, as always 💗 Comment from : RL Dane |
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great info, how does it go with refunding a payment, having a record etc Sunscriptions, oh yeah and the worse are Insurance and utility companies Comment from : Bart Nettle |
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What I want is a digital debit card solution that:brbrAllows me to pay in my grocery store with NFC (since the card does not physically exist, it also has to have configurable NFC spending limits)brAllows me to pay utility bills and similarbrAllows me to send to IBAN/bank accountsbrbrand most important of all, does not require me to have a bank account in the first place, and instead I either trust it with some crypto (and I take the volatility risk), or send it some crypto they sell and store in their bank account (no one takes the volatility risk)brbrWell, to be honest, I don't want any of the above if I could just pay with crypto directly So what I really want is for my grocery store, utility company etc to all accept crypto payments so I don't need the middleman above in the first place Comment from : Jonathan Silverblood |
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That's it, I am going to use these virtual cards right now Wait! I have a question do I also use my debit card instead of a credit card? Comment from : Naeem |
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You ordered card online da! Comment from : Tincuppassracing |
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Please do a video about what it's like to live in a totalitarian state of martial law! Comment from : Rex |
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Isn't this the same as PayPalI use PayPal for everything! Comment from : Rob |
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Merci Naomi Comment from : achtung001 |
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Oh, I already have Transferwise, didn't know they had a service like this! Neat Comment from : Low Waste, High Melanin |
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Good video, at least we can call a CC company and get the cash back It’s the banks money and they will get it back Comment from : Steve C |
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There are many inaccuracies It would be helpful to distinguish the fraud risks of credit versus debit cards Comment from : Al Rubin |
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I like the dress The bow was tied from a Granny knot It would look better if the bow was tied from a square knot Comment from : Carl Knox |
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My question is will virtual credit card increase my credit score as the real card does ? 🤔 Comment from : aCoUsTiC eMoTiOn |
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This is great information And I agree Crypto is the way to go Comment from : OverEasy Mode |
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Love the movie clips, Great stuff😂 Comment from : Robert Keenan |
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Madame Brockwell, vous êtes ravissante Comment from : Michel Normandin |
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Only in the USA Comment from : Altitude |
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This video is bullshit, these aren't "virtual credit cards" they are prepaid debit cards Comment from : Kate Simpson |
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Like your video as always However, I hoped you would give us some details about different providers Maybe next time ;)brbr
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brI never understood/never going to understand the creditcard obsession in US I wasn't aware of it when I visited the states more than ten years ago Those two month were quite a journey without creditcard
brThe only reason for me getting one a year ago was for buying things outside my country online Therefore, I am glad for having such possibilities like online prepaid creditcards Still not as good as cash, but it hides my information and does brake the surveillance chain of my bank Creating onetime cards is also a neat feature Comment from : Simon Zbinden |
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NSA giftshop? Is that a tell? Comment from : Monkman |
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Nice video, but I am missing the links of the mentioned products :( Comment from : Zágonyi Krisztián |
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Credit card holder is not liable for fraudulent charges Comment from : Slim Harpo |
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Great job with this, Naomi! Thank you for the opportunity to join you here on this channel and I hope the conversation we had was helpful to your audience Comment from : All Things Secured |
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Thanks so much for this Such a brilliant idea Comment from : Jesse Alex |
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Looks like I’m gonna hit the minibar hard Comment from : onoyoudont |
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She's done itbrNaomi has Home Aloned us It's like a Christmas miracle Comment from : Music To The Ears |
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I'm not sure I would consider payment by crypto as private Depending on the coin, all transaction data is publicly available Comment from : John Mann |
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So this doesn’t mean I’m still gonna give you my card…but good try 👻! Comment from : Daniel Vasquez |
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I use PayPal to block companies from seeing my info, I use different emails and its funny when my ebay email gets spammed about PayPal transactions as they are totally different Comment from : sctpc |
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Thank you Naomi!! This info is gold Comment from : D B |
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What if the merchant says that virtual cards aren't allowed? Comment from : Michael Kennedy |
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Sounds great, but were do you get a virtual CC? Comment from : Now Good |
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not available in bINDIA/b Comment from : THINcar |
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Are we worthy enough for a early Thursday morning upload from the Queen? That is a major philosophical question being asked in major educational institutions Comment from : Nate Marx |
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