| Название | : | The Fall of Buy Now, Pay Later |
| Продолжительность | : | 8.20 |
| Дата публикации | : | |
| Просмотров | : | 5,7 rb |
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Buy now pay never Comment from : The Peter Dislike Show |
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Giving credit to the millennials and gen Z who in the states refuse to pay there student loans, how could this turn out bad Comment from : Gnome Star |
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So too long; didn't watch: buy now pay later is falling apart because they are middle men who forgot middle men survive by charging more than the source They take out debt for you, and pay the interest you are avoiding But they don't charge enough to cover the interest Comment from : ThatGamerDude9000 |
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The one of reason why Buy Now pay Later scheme lending models is falling is because of government regulations around responsible lending etc Comment from : Frank Wu |
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Great video Very insightful One small addition at 5:24 you are correct to assert that the cost of borrowing does go up when there's inflation -- but the cost of the t-shirt itself also goes up due to inflation So not only was it more expensive for BNPL companies to borrow money, but also, the amount of money that BNPL companies needed to borrow went up Comment from : Narin Pratap |
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Affirm charges interest on 6-12 months purchases Comment from : JCU |
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Sound like one of the epic loss (Company) loss (User) business model Comment from : 🐈CatBigCat🐈 |
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These shitty companies never proceed sustainable credit-checks Even my niece used klarna for shopping The girl was 16 in this time she just took a wrong birthdate If she doesnt pay her klarna-bills, klarna has a problem brbrI hate this companies theyre producing a generation of bnpl-victims let them go to the f*** hell Comment from : Sang Yong |
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Young people are getting ripped off and ruining their credit Comment from : Philip C Gossett III |
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Great video! Comment from : jankay |
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Insightful stuff As always, moderation and keeping yourself in check is key, but a total financial meltdown caused by the others is out of your hands Hope it doesn't lead to it Comment from : b samoong |
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The buy now pay later is worth it BUT you have to make sure you don't buy too much Comment from : majordddd |
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This is quite big in New Zealand atm, must be around 20 of peoples using it Comment from : Spun |
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Pretty solid and informational video, surprised to find it with less than 1k views after a day I guess maybe the blessing of the algorithm might fall upon you, unless it's become more targeted than it was in the past Either way, good luck! Comment from : Hotshot2k4 |
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Blitzscaling is such a joke lmao, this was a great video why the hell does it have less than 200 views 20 hours later Comment from : Orihamz |
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It's super cool to know the background info on these companies! Nice vid Comment from : Ali |
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Idk why this shit don’t have more views Comment from : TheKjman |
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Hey James are you looking for an editor? Comment from : WolvePlex |
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