Should I Try Settling My Credit Card Debt?

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Информация о Should I Try Settling My Credit Card Debt?

Название	:	Should I Try Settling My Credit Card Debt?
Продолжительность	:	7.40
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Просмотров	:	154 rb

This dude is talking about integrity dealing with credit cards 🤣brIm sure he takes commission from cc
Comment from : @paradisechannel806

She has the money but she just doesn't want to pay for it 🤦
Comment from : @latinsizer

Does anyone here really believe credit card companies are ethical
Comment from : @Priust189

she's definitely going to keep her credit score 😂
Comment from : @BrianErwin

This caller is so naïve to the world Pay off your credit card debt and stop borrowing money FFS
Comment from : @Tehui1974

Jesica is a hassle to deal with! You know she is people
Comment from : @user-lf5bm5tm1q

One thing I disagree with is the banks don’t have integrity they lend to people that they know don’t have the money to pay
Comment from : @Iloveturtles

So she can’t afford her credit cards but thinks she can afford a house
Comment from : @Jigbunu

The Lowest Credit Score 300 Not 0
Comment from : @kukatravelingnotary8349

Not the right show to call about credit card disputes 😂
Comment from : @cmc9823

She is too broke to pay attention she doesn’t have 100k in the bank she has more time than money
Comment from : @austinhoover6893

Damn u got 130 and owe a 20 piece 😂 that’s a down payment on a corvette
Comment from : @senser818

Discover is tough
Comment from : @johnjohnstone5206

I’d settle with them Why give them more than you have to?
Comment from : @cantgetright742

“We” got into credit card debt “We” are trying to fix it “We” don’t want to take any responsibility for ourselves
Comment from : @ericharrison6418

man she make so complicate
Comment from : @TGFTH

Jessica make it make sense
Comment from : @dwelanesepelle6842

But after it disappears…does it come back up? Do you have to do manual underwriting? Is it easier to rebuild from 0? Trying to pay off debt, not looking for a house but need to start saving
Comment from : @ayoPHREEK

Dave has been removed from how bad single creditors can ding your credit Also, you do not need to run up credit to get a good score A single charge paid off monthly, because it is a single creditor causing the issue, will raise that score up really quickly
Comment from : @JasonGroom

I love people “We” got into some credit card trouble 😂 I typically am always assuming one person was the idiot On top of it this lady annoys the crap out of me You have $130,000 Just pay the damn debt off for god sake
Comment from : @tmi4507

Never use a CC unless ur a person who can pay it off every month Interest rates on CC is absurd
Comment from : @looploopy3581

He's wrong about one thing I have a 640 currently never missed a payment in my 14 years of having credit simply due to a high debt to income ratio
Comment from : @christhomas1127

She’s fighting over 3k when she has 130k… wow I get it if you feel it’s not yours to pay but is it really worth fighting for? lol
Comment from : @topsykretts2264

That's called 'integrity' brbrBro you filed bankruptcy for 100x what this lady is talking about
Comment from : @Adverserious

This wasn't good advice She shouldn't have called him
Comment from : @Blackie1715

Okay Karen it's not your fault😮 liar
Comment from : @FSEVENMAN

Why make it complicated and just pay it off? Cheers!
Comment from : @jlprescott7243

"Your credit is already screwed" Next
Comment from : @metricdeep8856

Who the heck is with this women god help him
Comment from : @roygonzales392

This is one of those people that think they can use cc to shop but in their tiny little minds they feel no obligation to pay the bank back Because in their minds since it is not a person that they owe the money to they feel no obligation to pay the money back She sounds very young and I guess her mama told her she is special
Comment from : @ariston5433

So she going to settle that discover card Discover is terrible I know for a fact 1 card will knock you down 60pts
Comment from : @essence4life23

Why does he always talk down to people like that?
Comment from : @timothyminton9435

When people try to outsmart themself they end up creating their own problems instead using common sense
Comment from : @Angelo80907

What banks actually will use manual underwriting for home loans?
Comment from : @Kernica1

“Yeah you discovered they suck” haha
Comment from : @rigoanthonyperez2880

I hate how he preaches ethical stuff He’s a creditor plant haha I personally don’t see anything wrong with getting over on a credit company They do the same to people It ain’t right but I bet when your score goes back up in less than half the time it would if you payed them off over years Lol
Comment from : @oVoKINGspade

Remember folks being broke as a joke with 2$ in your bank account is technically better than being thousands in debt
Comment from : @Uknown76

Does Ramsey even understand how high utilization affects your credit score? 😂
Comment from : @000SoulMatik000

They don't know the answer for the question she is asking They talking about integrity
Comment from : @mikeyy1916

You should pay the total billl, 😂😂😂 what a joke , nopppppp
Comment from : @roinierdj

Discover has hurt me a lot to
Comment from : @glendawood8836

Not money wise I'm not sorry but that's none of anyone's beezznuce
Comment from : @user-sy6ik8es7j

Thanks for that info and GOD BLESS U
Comment from : @user-sy6ik8es7j

She's right Discover is a horrible credit card company Constantly lied to me And reported constantly on my credit score like it was 5 different credit cards 😢
Comment from : @SuperMakalena

But why did she charge up stuff in the midst of them not honoring the interest?
Comment from : @tashanapink7688

Man, this guy is just a total rude, heartless man in my opinion
Comment from : @jeanieologist4456

Yeap, Fico sucks! I only have 8,000 in debt, paying consistently except 1 and yet downhill! Smh Ridiculous done, because they are only going to sell you more debt to get into
Comment from : @Oceanbreezebreath

What is wrong with this dude? Everything he says is condescending and he never actually solves anybody’s problem or gives useful new advice How is he such a mogul in the financial YouTube market?
Comment from : @ComeOnGe

Toxic
Comment from : @nephiilim

Sadly she's probably not going to take your advice but she should She's convinced you need a credit score And that's a big fat lie!
Comment from : @Charismafire

MY INFINITE GRATITUDE TO YOU bMYSTERY PLANET ORG/b ON GOOGLE FOR DOING THE IMPOSSIBLE YOU KNOW I WAS TRYING FOR LONG SO THAT I COULD COMPLETE THE TASK YOU DID FOR ME AND I WANT TO THANK YOU FOR EVERYTHING, YOU ARE SIMPLY THE BEST
Comment from : @sevgiyldz6538

I’m incredibly fortunate to came across you on YouTube, someone like you in my life I couldn't have gotten a brand new car without you THANK YOU bMYSTERY PLANET ORG/b ON THE INTERNET
Comment from : @mehmetibrahimozdas1988

continuously helped me like you have I thank God for your presence in my life Thanks a lot!!!
Comment from : @K-POPLOVER-nh7sh

MY INFINITE GRATITUDE TO YOU bMYSTERY PLANET ORG/b ON THE INTERNET , FOR DOING THE IMPOSSIBLE YOU KNOW I WAS TRYING FOR LONG SO THAT I COULD COMPLETE THE TASK YOU DID FOR ME AND I WANT TO THANK YOU FOR EVERYTHING, YOU ARE SIMPLY THE BEST
Comment from : @saidking1359

continuously helped me like you have I thank God for your presence in my life Thanks a lot!!!
Comment from : @bakbimami0165

You can’t ask Ramsey about these things He can’t keep it just business he has to bring his own moral beliefs into it
Comment from : @mfit7110

If she's in good standing on the other credit cards and she's currently 650 That must be her debt ratio She's probably making minimum monthly payments on those other credit cards and not paying the full balance Consequently, her monthly credit utilization is way too high Don't forget they watching your leftover credit card balance monthly including the minimum monthly payments you're making on those credit cards Also, that is being reported to the credit bureau monthly That will drop a couple of points off your credit monthly until you reach to a bad credit
Comment from : @richeneljeanpierre2205

At 3:10 Dave says you Discover they suck 😅😅😅😅
Comment from : @albuquerqueturkey1567

am I legally required to tell the negotiator if I have a job and how much I make (especially if I am trying to negotiate a lump sum)?
Comment from : @JoeMcknart69

Funny how I was in collections four years ago Paid off all debts Make over six figures a year with $132,000 in bank yet credit score is still 604 Lol
Comment from : @119jle

“You discovered they sucked” 😂
Comment from : @nicolasparra8000

I have little over 660 and have only been late on one payment Should my score be higher? The way Dave was saying that was impossible is confusing me
Comment from : @xcg4278

Dave is wrong 1 late payment can literally hit you for 100 points
Comment from : @Tandymandan

Stop using Credit Cards 😤
Comment from : @melbahickox5625

lol
Comment from : @Lumberjackmattz

Integrity😂😂😂
Comment from : @SuperLuisito88

Why does this generation all sound the same?
Comment from : @elaine1743

I'm calling BS on this whole story There is zero chance that Discover card "lied" to her and said there would be no interest First off none off these agreements are done with a phone or handshake She obviously did not read everything and we have a classic case of hearing what you want to hear She needs to pay the bill and get on with life with a good lesson learned
Comment from : @glenchatelain3067

Don’t settle on you’re balance Pay what you owe like Dave said If you do a settlement the bank report your account as “Balance not paid in full”
Comment from : @JacobMathewsPanoxol

I've never missed a payment and my CC score is 650
Comment from : @JokesRJokes

Can someone explain this one to me Did she say they told her a charge would have zero interest?
Comment from : @disco4535

😂 she’s lying 😆 you can tell
Comment from : @olveramelinda

This call was unbearable
Comment from : @dantebellino9143

I am from Texas and love the state, but the first line says it all: She's from AUSTIN, TX! the most entitled people in the USA, PAY YOUR BILLS WOMAN!
Comment from : @MarkfromTexas73

Did she call JUST to “brag” about “having a lot of money”? Lol
Comment from : @kemar1997

It's called interest That's why they're in business
Comment from : @bigbanknewyork3655

This girl is a massive red flag
Comment from : @sneak916

$100k she doesn’t take any of this advice
Comment from : @ryanengh1

Another example of buying too much junk that you can’t pay for
Comment from : @philipgerry5228

😂 caller is getting bashed
Comment from : @elchapojr6219

What are these garbage calls they keep taking…
Comment from : @jmagana166

God bless the man who is with this blabber mouth
Comment from : @andnew1335

She was so hard to listen to 😂
Comment from : @Passion1111

Have to disagree with Dave on Discover I’ve always had excellent experiences with them They even put their phone number on the card large enough to read! I have zero debt but used my Discover awhile back for car repairs Zero interest, paid off in three months No problem
Comment from : @MrsEJV

Has anyone actually done this manual underwriting way of buying a home? I would imagine the interest rate would be very high
Comment from : @lanelipkin6399