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? Credit Cards for BEGINNERS | vs Debit Card, Pros u0026 Cons, How to Apply | Credit Cards 101

Кадры ? Credit Cards for BEGINNERS | vs Debit Card, Pros u0026 Cons, How to Apply | Credit Cards 101

Описание ? Credit Cards for BEGINNERS | vs Debit Card, Pros u0026 Cons, How to Apply | Credit Cards 101

Коментарии ? Credit Cards for BEGINNERS | vs Debit Card, Pros u0026 Cons, How to Apply | Credit Cards 101

Hi mam pwdi po ba dito sa mga first timer po tulad ko gosto kopo sana maka apply nang wlang existing cc requirements Comment from : Cristine Macmac

Ma'am as a current bsmt student and future seafarer what bank and what kind of bank account should we get Should we use credit or debit? Comment from : Totz_28

can you make a video how to waive the annual fee for bdo visa classic? Comment from : Financially Free Gen Z

Very informative Thank you!brI wish you would have explained more how annual fees work Like, how to not to have to pay them HehebrAwesome video nontheless! Comment from : Hector Salamanca

I just know da credit card I bought with the guidance make it so easy to use, thanks to this dude called…TRENCHGLITCH could have made few mistakes under fake page Comment from : Korede Adetunrinmo

So helpful Comment from : Jericks Personal Account

Saan po ba makukuha yung SOA Comment from : Ronald Jhon R Bonode

expired cards ! Comment from : George N

Wala akong natutunan, ang alam ko lang ang ganda niyo po tas ang galing sa financial Comment from : Gabriel Agravante

hello po may tanong po ako existing bdo amex card holder po ako ate tapos maexpired na sya sa 2024, makakareceive pa din po kaya ako ng credit card sa kanila even if hindi na active yung debit account ko sa kanila pero good payer po ako since binigay po sakin ni bdo ung cc na un never po ako may naiwan balances every month fully paid palage, at 5 years po yun ganon makakatanggap pa din po kaya ako? sana meron pa huhu sana po masagot po itong question ko thank you po Comment from : Prynne Sapphire 💎

Damn, I should've discovered you sooner! New subscriber here I like how very informative and concise this is Comment from : Janella

Halimbawa po may utang akong 5K tas nilagyan konang 5K credit card automatic naba nikang kukunin yung 5K or I need to pay it pa? Comment from : Naniyomihayo

Comment from : PinoyBlender

Thank you for your tips, Nicole! Comment from : Ingrid Von Mojello

What if you avail a cc pero hindi mo naman ginagalaw, magbabayad kapa din po ba? Comment from : Love, Juliene

Paki bagalan naman pagsasalita pls,,,😅✌️ Comment from : eldie perez

Thank you for the information you shared😊 Comment from : Annabelle Forteza

So let me get this straight, owning and using CC doesn't immediately give me an interest for my money spent?brbrSay I spent 10,000 on a phone, as long as I pay it in full for the month, I will only be paying 10,000? Not one peso more? Comment from : Rai Jin

Lahat b ng credit card sa pinas my annual fee at bakit ang mahal 😂 dto sa Canada mas kukunin nmin ang walang annual fee Comment from : JiE97 TV

money money moneyyy Comment from : Grapes Pacara

Hi mam, hindi ka po nagbabayad ng annual fee? Comment from : Jakekaj111

Thank you for this comprehensive video! Great help! 😊 Comment from : John Eric Leido

sorry nalito ko sa RTS ratio 😅😅 the lower the better ba? Comment from : Louie

How do you pay your credit balance? from your savings account or an over the counter transaction with the bank? Comment from : Patrick

I've never gotten a credit card but since I'm turning 18, I will get my 1st credit card but the thing that I don't understand is how u pay ur money back If u have money in ur bank account, the debt gets payed automatically or how does it work? I'm a little confused Comment from : Rodrigo G

Really Clever! Comment from : heralio prasmo

What country are you from? I love your accent! Comment from : TheRatYes

I like how you explain everything Madami akong natutunan sa video na to Glad napunta ako sa channel mo Sa dinami dami ng pinanood ko Ito lamg nakasagot sa tanong ko Thank you so much Keep it up! Comment from : Keana

You are informative and fun!!! Nakakainspire tbh Comment from : Willreign Zoren Dela Cruz

can you make a review about revi credit cimb Comment from : Angelito Francia

this is very helpful, i just received my first ever credit card from BPI Comment from : cirocsprite

The information is extremely useful; make a credit score video, please Comment from : Renzo Aldridge Quiballo

Very detailed, direct, complete information Good video! Comment from : Classinick

Considered as cash advance ba kapag nag "send money" ka from credit card to your debit card using the bank app? Comment from : Niki

Nice Tips, Salamuch Comment from : IT PH

this is so informative! thank you Comment from : 박min-ah12

Baka meron sa inyong gusto mag apply nang BDO Bench mastercard just let me know 😊😊 Comment from : Renon monton

Nicole Alba are you a tomboy a woman should not be talk about money specially in Comment from : Emergency Impact

Isa pang concequence nyan pag nawala yang credit card mo at may makakuhang iba pwede kan mabaon sa utang kaya ipa block na agad pag nawala credit card mo Comment from : Owsebil Olyr

Hello ate! Lost soul here Planing to get my first cc, and is looking at all my options Paano niyo po kinuha yung RTS Ratio sa excel ninyo? HAHAHAH Comment from : Miss Shopaholic

Thanks for very informative video 🙂 I would like to ask how do you track your credit card and for delivery to your address? Is the Bank will call if the credit card is for delivery na po? Thank you po Comment from : Ken Laut

Nice Very comprehensive review Comment from : Dianne Marie Gonzales

Mam kahit Hindi mo ba gamitin Ang credit card automatic Po ba my annual fee kahit Hindi gagamitin slmt po my dumating Kasi na credit card sakin from BDO kahit Hindi Ako nagaaply sa kanila wla Kasi ako balak gamitin my annual fee pa din Po ba slmt po Comment from : Rhayan Reyes

Parang si islandgrown po kayo sa mga yt thumbnail nyo Comment from : John Mark Tolentino

Thank you very informative poquestion i have bdo cc that has anual fee, am i still get that fee even i didnt actavate or use my cc? Comment from : Dng

what's the usual credit card limit for new credit card owners? Comment from : Paolo

I worked as a credit repair agent sa US my mga difference lang kasi sa US my credit score as a US citizen lahat meron nyan pag apak mo teenage years mo brbrBut the basic rules para hindi ka mag ka derogatory marks is to pay them on time brbrI learned working in that company is CC is not bad It will help you financially just pay them on time or early brbrHabit tlga Yan bakit nag kakaroon ng negative items Discipline tlga Comment from : MARK Araneta

Hi, Nicole, why BPI Signature Card is your dream card? Comment from : Days with the Lyons

Are there any credit cards with no minimum amount to spend per month? Comment from : Jubilea Marie Lanaria

How do to not pay for annual fees po? I'm really encourage to get one from your videos, but natatakot ako na baka kasi rarely orr less often ako mag swipe tapos baka mandatory mag pay ng annual fee kahit di ko naman ginagamit Comment from : Donmikko Dan M Olmillo

I am short of words to express how much I appreciate bRicchdawg/b efforts in holding me closely, through my hard timesThanks so much for putting me thru all the credit card things 🏮🏮🔝🔝 Comment from : GLIZZYGLITCH VIA NICEGRAM

I am short of words to express how much I appreciate bRicchdawg/b efforts in holding me closely, through my hard timesThanks so much for putting me thru all the credit card things 🏮🏮🔝🔝 Comment from : GLIZZYGLITCH VIA NICEGRAM

napaka cute mo huhuhu Comment from : Jainzen Soria

how do you have the annual fee waived? 🥹 Comment from : tiffany

i guess I'll stick to my CDC card and you don't have to top up with crypto you can just buy the currency of your card i mean top up the fiat currency to your card in my case it's SGD thanks for the information Comment from : da da

THE BEST INFORMATIONS ABOUT GETTING CC I HOPE MY NIECES WOULD HEAR THIS FROM YOU Comment from : Racquel C

Ang cute mo Comment from : Manuel Salonga

MEEENNNNNN 75k Annuallll!! woooooohhhhh!!! Comment from : FranLeen TV

Hi Ma'am Nicole good day! Ma'am just wanna ask po if is it alright to pay first the statement balance and not the outstanding balance on my credit card? Tight lang po kc talaga ng budget sa ngaun Thank you for your advice Comment from : Cristina Ivy Baroja

Hello may I ask how did you apply for Citibank credit card as a student? I have a credit card for a year already but I want to apply for Citibank Credit Card Comment from : Paul Timothy Jimenez

Hi Nicole! I just received my pre-approved cc from bdo I was surprised but at the same time having second thoughts if i could be able to manage using it Anyway thank you for sharing your knowledge and experience on using cc Because of that, i am now excited to begin my cc life Thank you and keep it up 🌈👏🏻👏🏻👏🏻 Comment from : The Juno Channel

Just subscribed! Awesome topic❤ Comment from : Jessa Frontuna

"If you are paying interest fees, papaluin kita!"brbrI felt that 🤣 Comment from : Sonny Go

exactly what I needed! thank you so muchhh, Nicole! Comment from : Michelle Wing San Tsang

Hiya, thanks for the vid! Very informative Not sure if you can answer this and I never bothered to ask BDO before but they randomly sent me a credit card that says "Diner" and I never signed up for it I just threw it away Was it some sort of glitch on their end? Comment from : Alfalfa Mojica

ano pong magandang card para sa paymenth method ng ads sa fb? Comment from : BAKASI, John-denver V

ano pong magandang card para sa paymenth method ng ads sa fb? Comment from : BAKASI, John-denver V

ano pong magandang card para sa paymenth method ng ads sa fb? Comment from : BAKASI, John-denver V

Hi, good morning po I'm applying online po for a different bank credit card Ok lang po ba na ibigay ang credit card number (BPI) ko kasi isa po sa hinihingi sa application form ni second bank (Citi bank) is my credit card number (BPI)ok lang po ba idisclose ang credit card number? Comment from : GADO TRADOC

Hi Nicole, thanks for this video! About RTS, so dapat be mababa ang percent mas okay? Comment from : cutie Patootie

78000000000,-rpbrTo you Comment from : Katiyem Pojok Grudo

Galing mag-explain, very clear and concise! Comment from : John Rex Cruz

Credit card is fine for small to medium purchases if you can pay off the balance it may even give benefits I use debit because I'm too lazy to pay the balance Most people on the other hand use credit to borrow or make the large purchases which is stupid because there is lots of interest charged that way Comment from : JB 6000

I was rejectef kasI DRIVER LANG DAW AKO Comment from : Cristobal Altonaga

Hello, is it possible to request a video which credit card is best to have? Hope that you'll be able to read this Many thanks Comment from : ShiMi

Thanks for this! Kailangan na kailangan ko to :( Comment from : Mark Aaron Eugenio

good day mam magkanu po yung interest pag nag CA ka sa BDO CC Comment from : uzumakhie naruto

IS THAT THE FIRST CREDIT CARD YOU HAD? Comment from : Kim Shin to believe

After watching this very illuminating video, I have learned much about Credit Cards and also developed a crush on you Thank you so much I will now subscribe to your channel Comment from : Aid

I hope you make more of this! This is so helpy Comment from : Azshlore Shadows

Love the smooth transition to the sponsor HAHA watched this video because im planning on getting one soon Comment from : Iris Kye Samonte

Thank you! Comment from : Melvin Fajardo

new sub here 🙋🏽‍♀️💜 Comment from : shaira unggad

Natawa ako sa papaluin pag nagbayad ng fees sorry ma!!! Hahahaha 😂 Comment from : MitsAdventures

How do I pay the bills though? And is there any pro tip as well that we can use heheh Comment from : Troy B

Salamat kasi nawala takot ko na gamitin ang cc ko Salamat sa enlightenment Comment from : Morris D Xplorer

Crazy 🤪 intro song 🎵 Comment from : Mr Laidback 808

What's your take with JCB? Comment from : Mari Grace Segarra

Let me get this straight I use their (bank) money first and pay them later with my money? I see no other pro other than getting some rewards and a reliable credit score for possible future loans Comment from : okamus panulirus

🥰🥰🥰 Comment from : Mark Rezon Ernacio

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