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pay your credit card the right way to avoid turning a $50 purchase into $150 of debt

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Коментарии pay your credit card the right way to avoid turning a $50 purchase into $150 of debt

Why listen to someone who maxes out credit cards to 95 percent 🤣 Comment from : @senser818

Thanks for your explanationbrAll the best for you!! Comment from : @marvinperez2062

Pay you balance by the statement closing date, not payment due date Comment from : @ZxanderrR

Pay you balance by the statement closing date, not payment due date Comment from : @ZxanderrR

Good point I do the same I only spent what I know I can pay in return pay in full Nicely explained Comment from : @alexo82191

I currently have 4 credit cards My credit is crap because of my poor spending habits I’ve been paying off student loans and other things How can I turn my credit score into something I’d be proud of? Comment from : @cosmicentity7093

Oh wow how did you get a high credit limit to 16k Comment from : @prettyinpinkpnaii

Handful of people have told me make half payments ? I’m trying to build my credit and look good to bank Comment from : @manuelherrera2990

At $40 a month you wont pay it off with the intetest Comment from : @cosmeticsandmaturitywithevelyn

I need to understand why my apr 29 but with 3k of a loan help me understand this Comment from : @sergioramirez1693

Not last month but constant due as soon as a charge put on the card and many statements start and end in the middle of a month When paid my balance due in the bank there was left on that account showing up on receipt paid In reality every charge activity is a due amount that can happen several times a day Comment from : @vmobile890

😍😍 Comment from : @spazzsokool7838

Are there really people who don't know this? Comment from : @chillydawgg4354

Thank you for not teaching us anything new Comment from : @Aurumane

So long story short I have a $2k credit limit, and I need to spend $1k on a fine I will have to make multiple payments to pay this off Meaning I can't pay the full $1k back by the due date Does my credit drop? Comment from : @phatkat8373

haha they not short term loans you can liquidate them Comment from : @dukedesellington8680

NO…SHIT! I swear people just make videos so they can make dumb hand gestures and point at things You didn’t tell anyone anything they didn’t already know Comment from : @smoke617

Girl is so hot Comment from : @thetotaltruth948

Ive gained my best understanding of this by watching this this clip Comment from : @DOEGrindz

That's not correct, to keep from paying interest you need to pay it off by the statement close date The due date is generally 25 days after the statement closing date Be careful Comment from : @jeffreylamb8629

Wait so as long as you pay before the due date you don’t have to pay any interest? Even if your APR is like 27? Comment from : @joesysol3827

You get a month to pay your purchases which should be paid in full your last month statement balance not your current balance While the rest of your money should be invested in a savings acoount to gain interest to pay your purchases Comment from : @jaimeramirez-zt9dd

No shit Comment from : @frankj9270

This is not hopeful what so ever 😂 Comment from : @alvarohernandez6782

My fico score dropped so much from only paying statement balance and are you sure I was supposed to only pay off statement balance on your due date instead of current balance? Before I used to pay my statement balance on my due date I normally would pay it off with current balance and it helped a lot The only problem is I’m paying so much from paying it full Comment from : @Matthew_Alfelor

Let's go beyond - drastically reduce purchases, to lighten that fiscal burden Comment from : @michaelleahy6848

1k car payment 🤯🤯 Comment from : @_youurstrully_

I get this, but what do you do when you have an unexpected expense you can’t afford? If my car breaks down and I don’t have the money to pay for the repair I still need to go to work Comment from : @6ThreeSided9

You're fine Comment from : @happyman42

Do I have to my current balance with my statement balance or is current balance for the next months statement Comment from : @naderbeydoun6258

Blahblah blah blah blah blah blah Get life woman Comment from : @user-ee6hq2yd7n

You beautiful Comment from : @BABYFACE702

I just pay it whenever the early option shows up lol it’s the same thing I pay no interest and my credit keeps going up Comment from : @jcatalan1496

What if I pay by the end of every week? Comment from : @aisyvisualhub0

She's pretty Comment from : @portmurphy1

Shes part of the system shes an illumanati princess Comment from : @west8z

what is current balance ?please explain Comment from : @continentalsand

Typically, you get a 21 day grace period before any interest is calculated The statement due date is the end of your grace period So, pay the statement balance by the due date Comment from : @CitizenValve

This seems pretty obvious but nonetheless it’s golden advice and the best way to make sure you’re paying your CC on time and in full Easy to set it and forget it, but always good to review your charges every couple of weeks to make sure they are legit Also while you’re doing that, good to check for promotions This month my Chase Amazon card offered 5x gas 5x groceries for this month Comment from : @martin4819

The due date doesn’t keep you from paying interest Comment from : @andrewfeuerstein2597

You’re one hot kimchi lady Comment from : @jackiechan3599

is it ok to pay your half of your credit card before the statement date and before your due date Comment from : @junesentmendoza1363

So on one of credit cards , my payment date is 16 of the month and closing statement date is 19th of every month I have setup a recurring payment to pay my statement balance every 16th Should I keep it that way or pay it full just before the 19th ? Comment from : @thedanieldrew6695

20 apr geez Comment from : @user-gj2fk1sw1u

can i use the card after i pay off after the statement date? for example my statement date is July 14 and my due date is gonna be like July 18 but i pay off the card July 13, is it okay to use the card on July 15 onwards? Comment from : @riamu91

what does it mean to pay it in full? does it mean pay the whole balance (ex: pay the full $3,17980) Comment from : @azs_3102

You need Dave Ramsey in your life! Comment from : @roythousand13

So focus on paying the statement balance by its due date, rather than completely paying off the current balance at the end of the monthly cycle Comment from : @kshmrs

Stay AWAY from credit cards Comment from : @w3stern49

Girl don’t you know you talking to people who got credit cards because they have no actual form of cash to buys anything 😂😂😂😂😂😂😂😂 Comment from : @KyristaLove432

Its better to the card off multiple times throughout the month to show lower utilization and avoid overspending Comment from : @joshuaanderson4110

Americans and their credit cards 😐 Comment from : @lauralanthalasa7

Yeah but the problem is which bank should be used to pay off Comment from : @mnmk3747

I’d rather keep my past in my past and my future in my future … you can keep the point Comment from : @rfernandez1648

Do you still accrue interest if you pay your minimum payment? Asking for financial hardship situations Comment from : @vishyav

Yoo who is she Comment from : @user-cs6bt6rq4i

Pay it off by the day before the statement due date Comment from : @chinyereogazi

financial mommy Comment from : @lhovatee3624

Lol just pay cash That’s it Comment from : @mattontop2262

I just pay it every week Comment from : @wack_

Nothing new here, this is all common sense concerning credit card use Comment from : @jeremyridge1332

Great video! Comment from : @MadisonFalco

I try to pay my statement balance on the 1st or 2nd day of my cycle date, is that good or should I wait until the due date to pay? Comment from : @bryanpineda8372

I always pay the current balance not the statement balance Comment from : @everydaygamer7787

Your explanations are clean Your added context is perfect and relatable Comment from : @2brokenthumbs

Uhg I’m planning to pay off my 2 credit cards this year because I’m paying 300 to each cc bit interest is 250 🙃 Keep me in your thoughts, y’all Comment from : @bringitdanielle

I pay mine weekly on Fridays and have great credit Comment from : @Moonblossom62

Do you have a video on closing date on credit cards? Comment from : @alexismacedo3315

Thank you for clarifying! Comment from : @alexismacedo3315

This is good Comment from : @andrewanderson7912

I'm sorry, do ppl not pay off their whole credit amount every month?? Comment from : @ctk4949

Thanks Aja Love the new hair style Comment from : @111MyTube1111

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