Название | : | pay your credit card the right way to avoid turning a $50 purchase into $150 of debt |
Продолжительность | : | 0.59 |
Дата публикации | : | |
Просмотров | : | 94 rb |
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Why listen to someone who maxes out credit cards to 95 percent 🤣 Comment from : @senser818 |
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Thanks for your explanationbrAll the best for you!! Comment from : @marvinperez2062 |
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Pay you balance by the statement closing date, not payment due date Comment from : @ZxanderrR |
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Pay you balance by the statement closing date, not payment due date Comment from : @ZxanderrR |
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Good point I do the same I only spent what I know I can pay in return pay in full Nicely explained Comment from : @alexo82191 |
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I currently have 4 credit cards My credit is crap because of my poor spending habits I’ve been paying off student loans and other things How can I turn my credit score into something I’d be proud of? Comment from : @cosmicentity7093 |
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Oh wow how did you get a high credit limit to 16k Comment from : @prettyinpinkpnaii |
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Handful of people have told me make half payments ? I’m trying to build my credit and look good to bank Comment from : @manuelherrera2990 |
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At $40 a month you wont pay it off with the intetest Comment from : @cosmeticsandmaturitywithevelyn |
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I need to understand why my apr 29 but with 3k of a loan help me understand this Comment from : @sergioramirez1693 |
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Not last month but constant due as soon as a charge put on the card and many statements start and end in the middle of a month When paid my balance due in the bank there was left on that account showing up on receipt paid In reality every charge activity is a due amount that can happen several times a day Comment from : @vmobile890 |
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😍😍 Comment from : @spazzsokool7838 |
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Are there really people who don't know this? Comment from : @chillydawgg4354 |
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Thank you for not teaching us anything new Comment from : @Aurumane |
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So long story short I have a $2k credit limit, and I need to spend $1k on a fine I will have to make multiple payments to pay this off Meaning I can't pay the full $1k back by the due date Does my credit drop? Comment from : @phatkat8373 |
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haha they not short term loans you can liquidate them Comment from : @dukedesellington8680 |
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NO…SHIT! I swear people just make videos so they can make dumb hand gestures and point at things You didn’t tell anyone anything they didn’t already know Comment from : @smoke617 |
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Girl is so hot Comment from : @thetotaltruth948 |
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Ive gained my best understanding of this by watching this this clip Comment from : @DOEGrindz |
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That's not correct, to keep from paying interest you need to pay it off by the statement close date The due date is generally 25 days after the statement closing date Be careful Comment from : @jeffreylamb8629 |
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Wait so as long as you pay before the due date you don’t have to pay any interest? Even if your APR is like 27? Comment from : @joesysol3827 |
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You get a month to pay your purchases which should be paid in full your last month statement balance not your current balance While the rest of your money should be invested in a savings acoount to gain interest to pay your purchases Comment from : @jaimeramirez-zt9dd |
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No shit Comment from : @frankj9270 |
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This is not hopeful what so ever 😂 Comment from : @alvarohernandez6782 |
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My fico score dropped so much from only paying statement balance and are you sure I was supposed to only pay off statement balance on your due date instead of current balance? Before I used to pay my statement balance on my due date I normally would pay it off with current balance and it helped a lot The only problem is I’m paying so much from paying it full Comment from : @Matthew_Alfelor |
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Let's go beyond - drastically reduce purchases, to lighten that fiscal burden Comment from : @michaelleahy6848 |
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1k car payment 🤯🤯 Comment from : @_youurstrully_ |
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I get this, but what do you do when you have an unexpected expense you can’t afford? If my car breaks down and I don’t have the money to pay for the repair I still need to go to work Comment from : @6ThreeSided9 |
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You're fine Comment from : @happyman42 |
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Do I have to my current balance with my statement balance or is current balance for the next months statement Comment from : @naderbeydoun6258 |
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Blahblah blah blah blah blah blah Get life woman Comment from : @user-ee6hq2yd7n |
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You beautiful Comment from : @BABYFACE702 |
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I just pay it whenever the early option shows up lol it’s the same thing I pay no interest and my credit keeps going up Comment from : @jcatalan1496 |
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What if I pay by the end of every week? Comment from : @aisyvisualhub0 |
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She's pretty Comment from : @portmurphy1 |
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Shes part of the system shes an illumanati princess Comment from : @west8z |
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what is current balance ?please explain Comment from : @continentalsand |
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Typically, you get a 21 day grace period before any interest is calculated The statement due date is the end of your grace period So, pay the statement balance by the due date Comment from : @CitizenValve |
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This seems pretty obvious but nonetheless it’s golden advice and the best way to make sure you’re paying your CC on time and in full Easy to set it and forget it, but always good to review your charges every couple of weeks to make sure they are legit Also while you’re doing that, good to check for promotions This month my Chase Amazon card offered 5x gas 5x groceries for this month Comment from : @martin4819 |
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The due date doesn’t keep you from paying interest Comment from : @andrewfeuerstein2597 |
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You’re one hot kimchi lady Comment from : @jackiechan3599 |
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is it ok to pay your half of your credit card before the statement date and before your due date Comment from : @junesentmendoza1363 |
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So on one of credit cards , my payment date is 16 of the month and closing statement date is 19th of every month I have setup a recurring payment to pay my statement balance every 16th Should I keep it that way or pay it full just before the 19th ? Comment from : @thedanieldrew6695 |
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20 apr geez Comment from : @user-gj2fk1sw1u |
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can i use the card after i pay off after the statement date? for example my statement date is July 14 and my due date is gonna be like July 18 but i pay off the card July 13, is it okay to use the card on July 15 onwards? Comment from : @riamu91 |
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what does it mean to pay it in full? does it mean pay the whole balance (ex: pay the full $3,17980) Comment from : @azs_3102 |
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You need Dave Ramsey in your life! Comment from : @roythousand13 |
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So focus on paying the statement balance by its due date, rather than completely paying off the current balance at the end of the monthly cycle Comment from : @kshmrs |
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Stay AWAY from credit cards Comment from : @w3stern49 |
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Girl don’t you know you talking to people who got credit cards because they have no actual form of cash to buys anything 😂😂😂😂😂😂😂😂 Comment from : @KyristaLove432 |
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Its better to the card off multiple times throughout the month to show lower utilization and avoid overspending Comment from : @joshuaanderson4110 |
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Americans and their credit cards 😐 Comment from : @lauralanthalasa7 |
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Yeah but the problem is which bank should be used to pay off Comment from : @mnmk3747 |
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I’d rather keep my past in my past and my future in my future … you can keep the point Comment from : @rfernandez1648 |
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Do you still accrue interest if you pay your minimum payment? Asking for financial hardship situations Comment from : @vishyav |
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Yoo who is she Comment from : @user-cs6bt6rq4i |
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Pay it off by the day before the statement due date Comment from : @chinyereogazi |
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financial mommy Comment from : @lhovatee3624 |
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Lol just pay cash That’s it Comment from : @mattontop2262 |
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I just pay it every week Comment from : @wack_ |
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Nothing new here, this is all common sense concerning credit card use Comment from : @jeremyridge1332 |
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Great video! Comment from : @MadisonFalco |
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I try to pay my statement balance on the 1st or 2nd day of my cycle date, is that good or should I wait until the due date to pay? Comment from : @bryanpineda8372 |
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I always pay the current balance not the statement balance Comment from : @everydaygamer7787 |
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Your explanations are clean Your added context is perfect and relatable Comment from : @2brokenthumbs |
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Uhg I’m planning to pay off my 2 credit cards this year because I’m paying 300 to each cc bit interest is 250 🙃 Keep me in your thoughts, y’all Comment from : @bringitdanielle |
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I pay mine weekly on Fridays and have great credit Comment from : @Moonblossom62 |
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Do you have a video on closing date on credit cards? Comment from : @alexismacedo3315 |
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Thank you for clarifying! Comment from : @alexismacedo3315 |
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This is good Comment from : @andrewanderson7912 |
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I'm sorry, do ppl not pay off their whole credit amount every month?? Comment from : @ctk4949 |
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Thanks Aja Love the new hair style Comment from : @111MyTube1111 |
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