The 5 BEST Credit Cards For Beginners In 2023

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Название	:	The 5 BEST Credit Cards For Beginners In 2023
Продолжительность	:	15.39
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I’m 18 just got the discover it secured with a 200$ limit I’m not gonna use more than 30 and I’m gonna pay it off every month wish me luck
Comment from : @dreamyo5846

Agian graham 🙏 please 2024!!!!!! UPDATE!
Comment from : @azielm5900

Welcome to the beginners' guide of handing your soul away to lenders This is how you do itbrbrThe borrower is slave to the lender
Comment from : @Danagis

I applied for discover and chase I have a good credit score Any clue as to why I got denied
Comment from : @sethrodriguez8022

I’m a newbie in the whole credit and cc world and I’m researching a lot before opening any cards this is so helpful thank you!!
Comment from : @andreagomez3233

Does all secured cards give you hard pulls?
Comment from : @SteinerSE

Thanks for your advice
Comment from : @logantaylor8729

bTRENCHGLITCH/b I’m so grateful sir we need legit Niggas like you around us because we are safe when we have legit vendor like you… I appreciate the clone card and guides he put me through
Comment from : @Ganiyuk739

I got declined for a discover secure card I just turned 18 and they said it’s bc I had no credit history?????
Comment from : @user-vp6ej3hp3o

I have a 720 and didn’t get approved for amazon prime 😢
Comment from : @LaMeraVane

Just THANK YOU!
Comment from : @zanermaidana5750

Can you tell us how to use the credit card?
Comment from : @katotolonti1705

Make it for 2023
Comment from : @2023dkb

What is a good credit card for no credit history
Comment from : @fazegoon5668

Is that a Ford GT 40 in the back!? 💀
Comment from : @elcaminodeangel

I just turned 18 today and want my first credit card to finally build a good credit score
Comment from : @Emperor-nl4xv

My family is so much grateful about your trustfulness bruh bTRENCHDAWG/b they ain’t believe when I want to purchase da clone card from you, until it got delivered to our house address and works perfectly, we really appreciate Dawg 💯
Comment from : @atoliananatoli7320

Heard a lot from homie already bTRENCHDAWG/b he’s the best Nigga on cloned card rn, I got my customized cloned card from him and it works perfectly ❤️😊
Comment from : @atoliananatoli7320

Now I found the real legit man bTRENCHDAWG/b I bought my credit card and he worked on my bad credit score now I can afford to pay my bills am really happy now, Legit Dawg ever💯💯
Comment from : @atoliananatoli7320

This may be a dumb question, but should you keep using your previous credit cards once you get your second/third card In other words, does it hurt your credit score to have credit cards that you're currently not using?
Comment from : @elidale9222

I just got my first credit card but idk if it’s good my bank gave me the US Bank Visa Altitude Go credit card
Comment from : @bytheseapicses

I hope he makes a new video for 2023
Comment from : @notjarek237

I like this guy
Comment from : @joshua-jamesponce1535

Best credit card for car note payments and food?
Comment from : @AyekevZ

Waiting for the 2023 version of this video
Comment from : @sharese7515

Thanks for the video! 👍
Comment from : @you-nh8xo

I swear american credit cards are so damn good compaired to here in Canada 😭
Comment from : @Nocturna

Pedal to visa still doesn’t accept me I thought it was easy and didn’t need credit history or a credit score So what’s the deal ?
Comment from : @AngelGarciaCLN

Hey, what credit cards can I open if I am not a US citizen and I am a beginner ?
Comment from : @all8254

thnx Graham I'm 18 I got the discover it card in September now have a 693 what should I do next get another card or a 0 interest 12 month loan
Comment from : @franciscosanchez8503

I moved to United States couple months ago and my paperwork just been approved I never hold a credit card before;And I’m trying to rent an apartment since I have been living in Airbnball apartment ask for a credit score i was so frustrated I came on YouTube to look for answers because I was totally lostand here we go ;I found youthis was exactly what I was looking for…you answered all my questions Thank you so much ,
Comment from : @dominiquebelinga7445

Just turned 18 today and applied for the secured credit card today 🎉 that’s gonna be my birthday gift to myself thanks Stephan for preparing me mentally for this time
Comment from : @jarretf861

Does it matter if i have multiple cards and leave a few dormant? They’re just there, does that affect my credit score?
Comment from : @jasminechagolla5629

2023🎉
Comment from : @pablopotato5967

Discover it is my go to too
Comment from : @bhermsworld7493

Got the discover it secured card, graduated it and increased credit score, after that got a Citi double cash card with a great limit, the process works and my credit score is much improved
Comment from : @techmetal2292

Thanks bro your video help a lot br
Comment from : @haripalbhinder

I have 684 and 705 credit score according to credit karma I have boa credit (4month old) and had discover student but they closed it last week So my question is which card is more likely to get approved chase unlimited flex or citi cash? I m international student here and working on my credit score Please advise 🙏brbrbrNvm Tried to apply for chase flex My income is 98000$ a year and they didnt approve it RIP IDK what to do now;(
Comment from : @sherzodxusanov5456

Hi, I have a strange question for you when it comes to credit cards lol I am thinking about starting to buy large purchases once a month But the companies I buy from generally only will take a wire transfer I'm thinking about using a credit card to reimburse my business account by having my business account send me a invoice that I could pay with my credit card Hence giving me all of the points and bonuses that they offer It kind of makes sense in my head lol If I were to do something like that which card do you recommend? Each purchase will probably cost me right around $20,000 and to start out I'll do one purchase once a month but gradually it will go up from there Thank you for the great videos
Comment from : @dontworrybehappy975

Does anyone know why chime denied me? I had no typos and everything was 100 correct
Comment from : @mirandaboyer8740

How can I start building my credit at 17?
Comment from : @ChrisB_-sj1xg

Told my mom about the Petal one (im 18) and she saying not to link my bank account seems like a shame but never really know tbh its asking for my username and password to retrieve financial data through Plaid
Comment from : @josephmartin7144

Hey graham looking forward to the new top TEN! this coming year ;) … Really though I use your recommendations every year
Comment from : @sprite0six665

Really appreciate these informational videos! Are there any travel-related credit cards you’d recommend or videos on those?
Comment from : @umme-aymanbadat8323

Im trying to get rid of one credit card that doesnt have many benefits I already have discover, but may as well apply for the amex and amazon cards since I pay for amazon prime (and shop there frequently), and I have a pretty good score I'm trying to convince my girlfriend to get one but alas her parents are very against that Thanks for a great video!
Comment from : @steelavocado1

I’m thinking of getting the non-secured discover it card instead of the secured because I don’t want to have to put a deposit down I don’t have any credit so I am looking to build but not sure if going with non-secured would be better/smarter than going with the secured discover it Any thoughts?
Comment from : @abbgirl20

Does the utilization percentage matter if you are paying it in full by your due date?
Comment from : @Liz-uv3fz

Didn’t get accepted for a single one
Comment from : @yeetduck5854

I have a 680 credit score and I was still disqualified from a Amazon credit card
Comment from : @legohivemind950

thank you little elon
Comment from : @dinosoarskill17

declined
Comment from : @tonythegreat4275

I Understand that I could/ and should do my own research, yet I still want ask the community that is here Do credit cards (the ones that Graham mentions) work only in the territory of US?? Meaning do you still get the benefits of paybacks and etc if you live/shop/purchase in Europe for example??
Comment from : @Arsingenii

you should make your videos in Spanish im bilingual but this video would be so helpful to people like my parents
Comment from : @gassedarticles

Shorty
Comment from : @johnsantiago4810

Don’t they do hard pulls when doing a credit limit increase? Also, how many can you do at the same time?
Comment from : @briancrizaldo7640

Waiting for the 2023 video to drop to get mine!!
Comment from : @jacobempringham886

I just turned 18 so I had to come back and watch this💀
Comment from : @quietstorm8360

i have to listen to this on as low volume as i can bc your voice is so piercing and i have a headache
Comment from : @JordanGonzalezvlogs

I love the tips !!! Tnank you
Comment from : @dbest4755

I found this thing and it worked forreal i got one Its in the name Real simple to do too!
Comment from : @kamplied

Why not bring up capital one platinum secured credit card??
Comment from : @frankyb4440

I've been dreading and been nervous about opening a credit card for the first time Was thinkin about opening one from my bank but I was not sure until I saw this video I applied for the Discover It Secured and got approved within a minute or two! Can't wait to start building my credit without feeling nervous or fear from it! THANKS A LOT MAN!
Comment from : @dragonbeast5946

thx
Comment from : @desiredrelief5555

But its still credit and you pay 15-27 apr at the start or after some months, its quite the fee Thats the part I dont get
Comment from : @Peter94bul

💯 this guy is a genius just applied to the first one with no credit and got it lets goooooo
Comment from : @jerrywright4790

Your awesome I got approved for my fist credit card ever! Even with a not to good credit history I applied with discover it credit card cash back and got approved within 60sec and took about 15-20 min to fill paperwork out🔥thank you so much bro
Comment from : @redpillmedia6339

Im back My credit score is now 760 and im so proud 😂
Comment from : @picachugirl2036

Only fans 💀
Comment from : @victorious3d964

Hey graham, i just want to say that in 2022 when i was diagnosed with clinical depression i started watching your videos to better myself Fortunately now Im now better and am actually excited about the future because of your videos Even though im only 12 and youre a finance youtuber You will always be my favorite❤
Comment from : @aryanbazadeh6755

Thank you so much for your videos I watch and rewatch them every other day But also I have a question I use a ITIN for my credit and so far I’ve got a 759 credit score But I would like an app to keep checking my score Credit karma doesn’t let me Any other recommended apps?
Comment from : @ange1155yrg

I’m 21 and i make a good amount of money but can’t get into my own car / apartment without a co-signer because I have no credit
Comment from : @musingexistence269

Thanks so much for all the info!
Comment from : @clintonb2085

Do you know any credit cards that doesn't require a previous credit score, has no annual fee, and unsecured aside from Petal? I heard from many people that Petal is not good Petal has tons of bad reviews even though it sounds like a great deal for beginners brThank You!
Comment from : @emess600

Thank you @GrahamStephan! I cant believe I was able to find exactly the information I was looking for online And I didn't get lost for hours clicking on random videos give me crappy advice on credit cards 1:47 into the video and I got my answer Discover It Ok sounds good, I'll apply
Comment from : @oscarlopez-ei9ls

will you make a more in-depth video for the petal visa?
Comment from : @EErelevent

the only fans reference was golden
Comment from : @Imagbe89

Thoughts on the Citi premier card??
Comment from : @CuteVideoLover

So wich card is best ?
Comment from : @jorgearenas5678

I didnt get the difference between the unlimited cash rewards (gray card ) and customized cash rewards (red) of BOA Someone can help me to understand which is better for me?
Comment from : @leonardomendes8684

Thanks to you graham I’m 19 years old and my credit score is over 750 So thankful I found videos like yours when I was in high school, this stuff works guys (personally I got the Apple Card as well)
Comment from : @Isaiah_317

I didn’t get approved for any of them
Comment from : @kzos8474

6:44 Amazon Prime Rewards Card 🔥🔥🔥
Comment from : @MzButterCup5217

you sound like phineas from phineas and ferb grown up tho
Comment from : @montseresendez7145

What about navy federal?
Comment from : @fernandorosales4150

do you hvae videos explaining more in detal? idk what cashback is
Comment from : @WarmAmbiance

Amazon CC is not really a good card for anyone
Comment from : @LatinPercussionist

By asking credit card companies for you increase limit, would those requests go against your credit score???
Comment from : @ncmichael938

Idk why I have a decent paying job, and no history of credit but none of these beginner credit cards seem to accept me and idk why I’ve tried since I was 18 to get a credit card, now 20 and I still can’t get one I even get declined for pre paid cards
Comment from : @bearieroblox6451