| Название | : | Home Loan Prepayment | Why You Should Reduce Loan Tenure? Excel Calculation Method |
| Продолжительность | : | 7.13 |
| Дата публикации | : | |
| Просмотров | : | 50 rb |
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Sir tenure kam karunga to emi amount bhi kam ho jayegi kya? Comment from : @maheshkadam2323 |
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Hi, one thing you have not considered here is that by reducing EMI it helps you in the present day financials Even though in total it seems that we are paying 1 lac more by reducing EMI, the value of that 1 lac after 10 years will have reduced because of inflation Its always better to consider the inflation in that case Comment from : @KorialstraszD |
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Taklif ho seh lenge lkn jab jan pe ban aaye( loan) uska solution jitna jldi kro,,,,,maine apni salary ka 70 loan me diya only 2515000 me apna ghar chalaya 4 sal me complete,,,,,,loan jitna jldi ho,is musibat ko khtm karo,,,loan ghar)zamin ya shadi me hi le nhi to jlti aag me hanth na dale Comment from : @atheistpatriotvschauvinist1479 |
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Bhaisab ye solve kar k batana brPrinciple 2000000brROI 86 brYear 30brEMI 15550brAb agar mai every year EMI tReduced karunga not tenure that is 30 yrs only by depositing brPre payment by increasing 10k every year for example 1st year 50k 2nd 60k 3rd 70k 4th 80k 5th 90k 6th 1lakh and so on to mera loan kab or kitna interest dena hoga pls explain in calculator Comment from : @drmdazharuddin9285 |
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Pre payment add karne ke badd, appne formula kya change kiya Firr se batayo sir Comment from : @rekhahr5976 |
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Hi sir agar 40 lakhs ka loan lena hai to 30 years ka lekar 20 me complete kre,ya lete time hi 20 years lena hoga Comment from : @snehalgorule7947 |
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Sir mujhe credit card ki emi me extra payment krna h to kya ye kam krega Comment from : @mohdamir5476 |
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Sir mein prepayment bhar k installment karva sakta hu ya nahi ?brAisi konsi bank hai jo prepayment amt bharne ke bad install kam kar deti hai please aisi koi bank ka name pataaye brMuje bhale hi tenure utna rahe par install kam karvani hai konsi bank aisa karti hai ? Comment from : @vipulthakor6196 |
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Sir meri emi jyada ja rhi h fir bhi tenure km nhi ho rha h aisa kyu sir pls reply Comment from : @dwarikadutt1367 |
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Sir home loan tenure kese km kru Comment from : @dwarikadutt1367 |
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How to download this excel Comment from : @parthpatel8749 |
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Apaki baat sahi hai but jab RBI repo rate badhata hai tab banks tenure badhate hai to fir kya benefit hoga? Last time hamne offer me 2300 bharkar 48 months ka tenure kam karake liya but bad me jab repo rate badha to hamara emi almost 12 months se badh gaya Abhi hamne 325000 ka final disbursement liya to hamara tenure 190 months se 247 months hua Please help how to reduce it? It means hamara emi bhi badha aur tenure bhi badha Comment from : @tejashreewadkar2408 |
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Truly a very useful video, thank you so much for such detailed video Comment from : @indian-vi5vb |
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Tenure keise Kom karenge Comment from : @ganeshbehera491 |
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Hello, how do I make sure that my prepayment on SBI home loan is to reduce the tenure of the loan? Thank you for your help! Comment from : @mellowvibes7124 |
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Best video Comment from : @PanchfulaPrakashan |
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Paint the walls grey or yellow for wealth related topics and an upwards fast growing plant like bamboo or coconut Comment from : @sonaligokani |
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How to contact you Comment from : @bhargavchandra5900 |
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Dear Customer, With the recent changes made by Reserve Bank of India, we have revised our Easy reference rate (ERR) Accordingly, on your Loan A/c No @@@@@@@@Tenure stands revised to 258 months Sir iska matlab kya h Comment from : @monikav9833 |
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Sir kya hum tenure Kam kar sakte hai bank me bata ke brBecause muze 18 month ka tenure karna tha bank ne galti se 36 months kiya haibrWaise bank ko karne ata hai kya ab tenure kam Comment from : @Rjamit007 |
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But EMI reduce karke jitna amount reduce kiya hai wo saving karke part payment karte hai per year to principle kam hoga and agar principle kam hota hai to intrest bhi kam hoga i am right ?? Comment from : @vishalkanse5374 |
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Thank you sir Comment from : @kiranbartwal1866 |
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Sir prepayment ka formula boliye pl Mera sub right aa raha hai, but intrest ek hi time kam dikh raha hai after prepayment, o kaise thik karu🙏 Comment from : @nandkumar53 |
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Sir which option is betterbr 1 Take home loan with 15yrs tenure and repay in 15 yrs ORbr 2 Take home loan for 30 yrs And repay within 15 yrs Comment from : @Happy_smiles_ |
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No excel sheet on your websitewon't be watching your videos again Comment from : @jeetu24x7 |
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Thank you Comment from : @yog146 |
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Need this calculator please share link Comment from : @rsjmt2 |
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2012 me home loan liya tha jiska tenure 15 sal ka haiab mai us tenure ko badha sakta hu ya nhi?? Comment from : @sanjaykumar-cw9kx |
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@FinCalc TV PMAY scheme ki amount homeloan account me credit hone k baad kya hume option milta hai k hum EMI ya fir Loan Tenure kam karwa sake aur agar PMAY scheme k amount credit hone k baad tenure kam hota hai toh kya hum humari EMI same rakh sakte ya fir vo badjaegi aap kuch advise kar sakte hai please Comment from : @rayeesali9742 |
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tenure km krne ka formula toh btate Comment from : @gauravjakhar8385 |
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10 lakh ka home loan 15 sal ka tenure pe lene ke bad agar ek extra har sal de to mera tenure kitne sal mein khatam hoga ? Comment from : @shyamal82mondalsm |
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Good information sir Comment from : @muqhtarsheikh |
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Wrong information!! Tenure Kam hoga to interest to bachega leking agar job ya business doob gaya to emi kaise bharoge!! Risk factor badh jata hai tenure Kam hone se 😊 Comment from : @nabakishore9661 |
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How to download this excel sheet??? Comment from : @gauravjain1329 |
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SBI tenur कम नहीं करता Comment from : @shiv775 |
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Should I increase emi amount or do prepayment, what is better to avoid extra payment to Bank brbrThanks Comment from : @pradeepkumargola3418 |
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I get in ten lakhs ten years 125 interested I have reduced tenure or emi which better? Comment from : @venkatesanr2509 |
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PMAY subsidy milane ke bad EMI reduce karana chahiye , ya tenure Kam karana chahiye ? Kisase fayada hoga Comment from : @ravig801 |
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Personal loan prepayment karne par emi kam hoga ya tenure Comment from : @jituky4670 |
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I have a query on home loan My loan AMT is fully disbursement now In between I have opted for conversion twice to reduce interest rate from 9 to 69 my query is if it is wise to increase EMI As per many suggestions, emi can be increased which will reduce tenure drastically But the interest component will also increase accordingly, which is what the bank may want as they wan us to pay max money initially brbrOr is it wise to not increase the EMI but accumulate money and do part payment so it will reduce tenure to a huge extent brbrOr should I do both Which is beneficial Your suggestion pls Comment from : @infinitex2252 |
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Can i take personal loan after one year for part payment of loan of about 2 lakhbrPersonal loan is available at 9 percent for 2 years Comment from : @shilpaparihar4125 |
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Jaldi se to kar diya but sir apne formula nahi btaya emi kam karne ke liye Comment from : @rohitjain4057 |
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If one person not want to pay Lumpsum amount to prepay loan in initial days and he wants to raise EMI amount 3 to 4 thousands every month Please explain how much interest amount savings Please explain in Excel sheet Comment from : @pabitraprusty773 |
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excel kaha he? Comment from : @ravirajraut1748 |
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Banks staff ko home loan lene main kitna time lagta hai Comment from : @RaghavSharma-ip1lf |
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Hi Can you share your other excel files which you have discussed in your other videos like PPF Calculator Excel,SIP Returns Excel,20 Years SIP Calculator,etc Comment from : @satishvarma8986 |
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Shall we pay extra charges for prepayment? Comment from : @anjaneyulukaka8620 |
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Are you active in instagram? Comment from : @DhananjayKumar-nm8xk |
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