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"If You Use Your Credit Cards, You Do Not Want to be Rich. - Mark Cuban

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Why do all these high-net-worth individuals have different mindsets? Some of them said that debt is not good but some of them said that debt is good Comment from : Ashwajeet Bhagat

Good luck getting approved for a mortgage without credit history, heck even landlords run credit reports before they let people rent there nowadays! brI just use it for gas, groceries, everyday things that we need, pay it off cash It’s not that hard Comment from : Tech Texan

I make 5 cash back for things I’m going to buy anyways… And not paid a single penny in interests Comment from : DividendFire

Does the US not have the same consumer protection that we have in UK re purchases over £100 made in full or partly by credit card? Here we have section 75 which makes credit card company equally liable with goods or service provider in event of a problem Comment from : Tracie

But I don’t pay interest and get cash back 🤔 I make money using it and I pay it off every week I use it Comment from : Lifz_peachy 15

Steve Martin said if you want to be rich, first get a million dollars Comment from : iam stevenson

$100 cash, stays 100 cash When you use plastic they add fees and other charges Down the road $100 remains while plastic gets swallowed by the system This is why they want cashless societies, so you can't use your money without the system always getting a cut Comment from : ThereSaSpiderNMySoup

They’re making fun of us Comment from : Kathy A

Mark Cuban is rich and definitely has multiple credit cards Comment from : Michael Dippong

I bet Dave and mark bolt have good credit and why need a credit card when they just borrow against their stocks Comment from : copeman94 thomas

I'm team credit card Responsibility and discipline Comment from : Tony Barrientos

What about velocity banking? Comment from : Adriana Angeles

Amen amen and amen again Comment from : rj minton

How do you build wealth when you have little income ? What's the best way to do it ?🙏 Comment from : Gigi Barrett

Most rich people actually give bad advices Comment from : EtherDotterMatterBitter

Both frauds Comment from : Jollibee Scraps

For the people saying they use credit cards with no problems and don’t pay interest, this isn’t for you… a ton of people that use credit cards aren’t responsible and will run them up and get into issues It’s like telling a man alcoholic, we’ll I drink and I can stop when I want and I have no problems We know you can stop, but the alcoholic can’t so he has to cut it off full stop Comment from : Vic S

Credit cards are the definition of middle class If you had the cash you wouldn’t use it Comment from : Anthony Brown

👍 Comment from : r g

don't agree, 1 it's not my money 2 if any fraud charges or disputed charges the company covers it 3 always good for an emergency 4 cash back with some cards 5 builds credit rating 6 hotels usually require a card for reservations c'mon Mark ! Comment from : NRS205

I think it all depends on how an individual controls the usage of a credit card You cannot rely on money all the time though Comment from : Karen Joyce

Credit cards are great just pay them off right away don't pay interest Comment from : steve amoni

There are tons of purchases i would never trust a debit card with!!! Comment from : Les G

If you pay interest on your credit If you pay it off without interest you're fine Comment from : I AM Demetrius

Ok I'll pay them off Comment from : Jimmy Coca

So Mark Cuban has no credit cards? no way Comment from : Jason Roberts

Just use the card for normal purchases, get an effective 2-3 discount on everything, and pay it off in full This ain't hard, folks 39-years for me, never paid a penny in interest or fees And I'm a multimillionaire Comment from : libertarian4323

Get out of debt Stay out of debt 👌 Comment from : Hermelynda Pickleball

I always use my credit card for everything I can, but I ALWAYS pay the full balance every month, so I don't pay a single penny in interest, yet I gain 3 on every purchase I do with it, so this is how you use your CC and make money off of it Comment from : Ninos

Good luck buying a house or car with zero credit score I'm not advocating for going in debt butcome on Easy for these two billionaires to say this Comment from : snape

Pay it on time and get the benefits Comment from : SirTopHat

❤❤❤❤❤ Comment from : David A Stires

Crazy how the YouTube algorithm never started feeding my Dave Ramsey pay off your debts stuff until after people stoped paying there interest payments to the banks after the attempted lock downs from the globalist after covid Comment from : Jack Stoltz

I don't have debt or a credit card now what lol Comment from : Zachariah Whisman

No issues, I just applied for 2 more cardsbrNow I will have 15 cards of them from 12 different banks Comment from : Rohit Choudhari

I think it's don Pena who is the only person that I can think of that says the complete opposite about credit cards Comment from : Kody Smith

Rare Cuban L Comment from : Brandon

Pay your credit cards on time? Lol They’re safer than debit cards as in, your not spending your own money, and it’s much easier to get the money back if stolen Debit is a hassle and written letters and stuff Credit is just “hey that wasn’t me” “cool, here is ur money back” Credit cards are perfect for responsible middle class Comment from : Matthew Multiplayer

Spoken by two ppl that don’t need any credit cards What would they know abt everyday Americans? Out of touch! Comment from : Bill Goobinhoffer

Credit card is allowing you guys to spend more! Comment from : Desmond Duece

Lol mark cmon man my card pays ME They just hope I can’t pay which I’ve made sure can’t happen Comment from : B M

Tbh I could care less if people use credit cards and have to pay interests That’s on them for being stupid and making the banks richer These banks are part of my investment portfolio so I don’t mind Comment from : Tan Pham

Yeah, OK I use credit cards to my advantage Sorry you don’t have that luxury I also have no debt, and I am very well to do the problem is it’s not the credit card that is just another tool to use The problem is most people don’t understand or know how to handle money Comment from : White Knight

For those who defend and say they use credit cards, how rich are you? Have you tried calling into the Millionaire Theme Hour? Comment from : ITCHYisVegeta

Point game! Comment from : TheHotSauceGT350

im not rich but i don't agree i never pay interest and have no credit debt Comment from : geooeh

I don't want to be "rich" I want to be wealthy basically get my house and land paid for and save some $ every year and work till I die The thought of retiring gives me the fantods! Comment from : Michael Yoder

I've used credit cards for everything I can pay for Never cash If they want to pay me an extra 1-2 and give me much more detailed tracking of spending without the risk of using a debit card, I'm good with that I never treat it as credit, though Just delayed payment 40 years without an interest payment Comment from : Scott Kolaya

My credit card gave me $400 USD back last year in cash back rewards I paid no interest Its about using credit cards with discipline and responsibly Comment from : xoGenesisox

Have earned thousands of dollars in cash back using credit cards through the years without paying a cent in interest, i get how most people cant handle having all that credit available tho Comment from : GenZLegacy

Oh boy Advise from rich people who were never poor to begin with! Let me hear from someone who has actually gone through real debt! Comment from : Elle

Credit cards are a valuable tool when used very sparingly Comment from : Tony Crabtree

Mark Cuban financed his businesses heavily Comment from : Fred Systra

So many people playing “credit card bingo” in line at the stores brGives me anxiety and it’s not even my debt ! 😬😳 Comment from : Cj Howard

I love how the two versions of "financial advice to get rich" given on YouTube shorts are "don't accrue debt" and "debt is how rich people get wealthy" Comment from : Jonathan Hermans

Dont credit cards build you credit for investments? Comment from : kadison russell

If you pay of your credit cards every month he is not talking about you the fact is most Americans spend what they can’t afford and get trapped in debt Comment from : Chillua Zoldic

I’m 23, have used a credit card for 2 years, and have never accrued a single cent of interest My credit card bill is typically between $1200 and $1500 each month, and I’ve gained over $1000 in cash back in the time I’ve used it My credit score isn’t 800 yet, but it’s within ten points of it brbrCredit cards aren’t for everybody, and especially if you have trouble making payments on time or managing your debt, but if you’re responsible I just can’t see the issue with having and using a credit card outside of general precautionary purposes Comment from : Alex Gets Fit

I put everything on credit because it reduces my liability if stolen and I get money back and never pay interest Comment from : Mitchell Vande Hey

Using credit cards responsibly the right way is fine They need to specify that Running a total every month and letting it roll over to pay interest is what they’re suggesting to be against Using a credit card to protect yourself from fraud rather than using a debit card that you are likely not able to dispute fraudulent charges on is a great perk for credit cards Also cash back and discounts associated with the credit cards, miles, all that other stuff Just pay it off every month and you’re not an interest farm for the banks 👍 Comment from : Brendan Broom

This is stupid, general advice I have never paid interest on a credit card and it saves me 5 percent on almost all of my purchases Comment from : Matthew Rowley

I just got my first credit card at 30 I have to spend money, I might as well spend it through a company that will reward me for it I got 2 back, which is better than nothing back Still only spend what I have like I'm using debit, so why not? Comment from : Random Idiot

cap, just pay what you use before the interest kicks in and your golden Comment from : Marc Wikina

So once I pay all my debt how do I raise my credit without using a credit card? Comment from : Tony G

Got a credit card a month ago to boost my credit since my house is almost done! Need the best credit score possible… it’s went up to 760 from 730! & I’ve earned 55$ in cash back! & no interest Paid balance in full Comment from : Woodmetalstocks

Bad idea I get cash back on my credit card Comment from : Steven Laing

I've heard the opposite from other very rich people Comment from : Nicholas Thibert

Just like money, credit is just a tool Comment from : Alex Kasai

I literally buy every single thing with my credit cards and have never payed a dime of interest Simply saying “don’t use credit cards” is misleading and silly “Don’t carry a balance on your credit cards” is great advice Willing to bet Mark Cuban uses credit cards Comment from : Walter Ross

Try to rent a car without one or get a hotel room But get out of debt and pay off your credit card every month Comment from : Harry S

Yeah, this is wrong Just never carry a balance Comment from : Jon Biedermann

I use cc on basically every transaction But pay off every month And get all the benefits The real key is not to buy things you can’t afford, unless it’s an asset Comment from : Tillman Noneya

Pay off monthly your credit card if you can afford it OR JUST Pay CASH or use your debit card Comment from : OJ G

I agree Comment from : OJ G

Thats only if u dont pay them off each month… otherwise, the points are very nice Comment from : Gorilla Daddy

Only wealthy people can live without credit cards As long as you pay what you borrowed every month you dont pay intrest Comment from : Groove Seeker

As a person with over a million dollars net worth ( I’m 30 it’s not much) I don’t agree A big reason how I grew my networth is good debt If you pay off cards in full every month and don’t drown it’s perfectly fine Comment from : Data

I use my credit card for the bulk of discretionary expenses every month, pay it all every month, and use the rewards for vacations This advice is too basic Comment from : Buddy Combs

Been using credit cards for years while enjoying the perks (air-miles, cash back, discounts) and have never paid interests brCredit cards helped raise mine and my wife’s credit scores without ever carrying any balance brIt’s an extremely simply tool Use it only for purchases you were going to make anyways, (groceries, gas, bills, etc) and pay it off weekly Never use a credit card, unless you ALREADY have the money in your checking account Comment from : Junior Sosa

Yet the rich use debt as a tool to make money and to live on, they live on debt brbrSo why can’t others do the same?brbrUse your credit card to buy supplies and start a business Use debt as a tool Comment from : Squirrel Gomez

This is BS! You can use credit cards and be okay Pay every two weeks and boom! No interest! Just don’t be stupid! Comment from : Tony Freeman

I thought all these rich people talk about how Dept is wealth and it's a good thing to have it Comment from : BRM

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