"If You Use Your Credit Cards, You Do Not Want to be Rich. - Mark Cuban

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Информация о "If You Use Your Credit Cards, You Do Not Want to be Rich. - Mark Cuban

Название	:	"If You Use Your Credit Cards, You Do Not Want to be Rich. - Mark Cuban
Продолжительность	:	0.55
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Просмотров	:	2,6 jt

Wait if i want to buy a house or a car i need a credit score unless you have all the cash up front you drug dealer lmao
Comment from : Sl-liN0Bi

Credit cards help build your credit and most give you great rewards, as long as you don't hold a balance, this is oversimplified advice
Comment from : joe

Just self control when buying things, not that hard
Comment from : WhossssTaco

Yet they got a whole bible of credit cards and run everything on credit
Comment from : Bk Smooth

I’ve never paid interest Transfer that balance!!!
Comment from : NAB

They always talk about being credit card debt and I keep telling them I DONT HAVE FUCKING DEBT
Comment from : JCatalan

👍
Comment from : Olivia

Great video regarding credit card debt
Comment from : EasyPath Financial

Notice that Dave usually faults the male gender as being in the wrong Like “your broke brother in law” brbrAnd “sister in laws” cannot ever be broke or what?
Comment from : D Mohan

Just don't pay interest
Comment from : Hezekiah Bergeron

Money is
Comment from : SeMbRaNDo CoNciEnCia

You know my broke sister in law just gets a total pass from Dave Never mentioned once 😂
Comment from : admirallightningbolt

Imagine not needing to use 'CREDIT' in a system (FIAT) that requires 'CREDIT' to function :)
Comment from : Kodi Dude

I use my credit card for the cash back and pay it off every month before it inquires interest I never use my debit card for everyday purchases
Comment from : urrealdad76

I'm a minor unable to use real credit cards so I use a prepaid net spend credit card and this is true my friend always ask me to pay for school stuff
Comment from : カーボンフクロウVR

I bought an air ticket of 2000 and i payed outstanding balance my credit card limit during that time was 2000brI canceled air flight and got refunded 2000brMy availabile credit card increased to 4000brSo my question is will i get 2000 back if i stop using credit card ? brIts very confusing how credit cards works , does it steal money ?
Comment from : lhxptztxtpxotx

75 of the richest 400 people refuse to answer an important question
Comment from : Daris Hopkins

People ask me questions and I completely ignore them, says Cuban
Comment from : Daris Hopkins

Like I would take advice from someone that promoted scam crypto?
Comment from : Jimmy McGill

Give me a break
Comment from : Jimmy McGill

"don't buy things you don't have the money for" is the solution I buy everything on my CC so I get points/hotel perks/airport lounges etc Just PAY IT OFF FOLKS!
Comment from : Meme World

I thought debt was power or is that only for trump
Comment from : Walt Rogers

21 with no credit score, and you’re telling me i dont need credit cards? house? cars? trucks? almost everything needs a credit score
Comment from : tyrell blevins

If you carry a balance you don’t want to be rich…… If you don’t use a credit card you are not protecting your money either 🤦‍♂️ 🤦‍♂️
Comment from : Random

Lol this guys company probably uses debt to leverage and he’s telling others not to
Comment from : Ali Baloch

If you want to stop smoking cigarettes, cut off your fingers
Comment from : More Plates More Tates

This is in the Bible guys this ant new
Comment from : Fallen-Saint

There's a right way of using credit cards, but of course 90 want to justify their ways and screw up!
Comment from : Alex

Visa literally pays me 2k per year to use their card in hopes I’m stupid like most and pay interest… But I pay my bills so thanks for the $2K
Comment from : PrOjEcT

Just pay the balance each month
Comment from : Bigt413

Bro, as soon as that 0 APR expires, I am done with that card and off to the next one You will not catch me using cash or debit With credit cards at least you are collecting cash back
Comment from : YT-Watcher

The two guys giving advice here have a combined net worth of almost $6 BILLION If you are disagreeing with this you just sound ignorant, PERIOD
Comment from : 1967davethewave

I can’t comprehend how Dave Ramsey aged 63 is couple of years younger than Mark Cuban brWe need the secret of looking good at 65 instead of lousy cc advise by couple of filthy rich aged men
Comment from : Icelandic_Mughal22

Bro as long as you don’t pay interest you CAN use credit cards Fuckers out here talking about why they’re so broke ITS CAUSE YOUR IN DEBT Or paying interest either way
Comment from : Jarad_45

My two credit cards are set up to automatically be paid in full every month I use one for groceries and the other for Amazon Works like a charm and I'm a millionaire
Comment from : Kerry Night

There are plenty of broke people who only use cash and only use debit cards
Comment from : TheSonyExperience

I assume that it is assumed here that using credit cards isn't wise, or at least people, based on hearing this, do not actually know how to use credit cards, and therefore get in over their heads and take advantage of them, which is the unwise part Knowing how to use one to build credit and getting them paid off or paying more than the minimum, is a wise way to do it
Comment from : John330

It’s simple Don’t spend money you don’t have, and pay your credit cards off on time
Comment from : James Dube

Meanwhile they both have credit cards earning points lol
Comment from : hjchamp04

The point is not the credit card, it’s how you use it Don’t spend more than you can afford
Comment from : BMGP

Facts credit card charge some of unreasonable costs will drain your energy and life of your business 😂you'll pay stupid debts till you die
Comment from : Rm Henry

American gives poor people more information on opportunities to waste their money than it gives financial disciplined people information on opportunities to invest theirs
Comment from : 00Because

Credit cards are great if you use them correctly Some people just aren't credit card people
Comment from : Brandon Dillard

Wait till he hears about 0 intro apr offers!
Comment from : LETSGOBRANDON

These guys LOVE making young peoples credit scores horrible
Comment from : 2004hondacivic

Good state university education, no fancy useless liberal arts degrees from a favorite NYC or Boston university No credit card debt, no homes with huge taxes and maintenance fees Drive a good Toyota or something similar - no exotic car toys or clothes Marriage not divorce No alcohol, stay slim and fit Work a job you enjoy to age 70
Comment from : Rider 57

Meh, I have around 20k (dollars, not miles) worth of rewards points right now after a couple years I have massive expenses for my business and just never hold an account balance Same goes for my personal card which has like 1k worth of rewards on it But I get that most people use them like loans, and that's the stupidest thing you can do
Comment from : Abe

UhCash back reward points??
Comment from : Mr Friday

Yeah, let me at 22 years old just build imaginary credit somehow?? Like what is this advice? Credit cards are not bad, stupid people with credit cards are bad
Comment from : Lapua

Sancho is a traditional winger and Maguire is a park-the-bus CB Both don’t fit Ten Haag’s play style and were brought in by a different manager This is all now a consequence of not moving them on when the manager changed Thats it
Comment from : AKBeast

How can you build your credit without a credit card ??
Comment from : Jose Alonso Euribe

That’s a really stupid non answer If someone’s coming to you with a question about investing they probably aren’t carrying credit card debt
Comment from : Don Delchulia

Do you save your coins to😮
Comment from : Catherine Andersen

Not sure what it's like in the USA but in the UK we have reward credit cards that give you cashback or some other rewards and if you pay the card off in full each month you pay nothing in interest and you'll actually be better off because you used it The only catch is you usually need good credit before you can get one
Comment from : Merts

My return is points when I pay my bills I have to pay anyways on my credit card and carry 0 balance , or the 8k ring I just bought that I paid off when it hit the account , carry 0 get all the benis
Comment from : Jacob Scott

But I’ve never paid interest on a credit card in 10 years and have made thousands from credit cards 🤔
Comment from : Tyler Pinkerton

Isnt cc a good waybto build credit especially if you pay off before interest hits
Comment from : 10mm Gold

Non sense
Comment from : mcrayfourd

Did they discuss what he said about alternative?What Cuban suggests instead of credit cardsbrbrTake out a personal loan as an alternative to using a credit card, Cuban proposes A personal loan is a form of installment credit that must be paid back in regular increments over a set period of timebrbrThe average annual percentage rate (APR) on a 24-month personal loan is around 873, according to the Federal Reserve’s most recent data, but can also be as high as 36, LendingTree reports As with credit cards, the rate you qualify for depends on your credit scorebrbrCuban argues that if you’ve got a good credit score, getting a personal loan can allow you to get the money you need at a lower interest rate while still building your creditbrbrIf you’re approved for a personal loan, you’ll typically receive a one-time cash payment that you pay back over a period of time with interest Similar to credit cards, your credit score could take a hit if you miss a payment Once you’ve used up all of the funds from your personal loan, you’ll need to apply for another one in order to receive more money
Comment from : Deb

DONT BUY ON IMPULSE…rather ESSENTIALS, n once in awhile a lil PERK for urself…BUT FOR THE LOVE OF GOD…HAVE THAT MONEY IN UR BANK ACCOUNT TO PAY IT ALLLLL OFF WHEN PAYMENT IS DO SO U DONT PAY INTEREST WHICH WILL END UP EATING UP THAT “ SALE” price savings from the item you bought by caring over ur balance !!!! DISCIPLINE YOURSELF…PAY URSELF N DONT TOUCH IT N PUT A VERY LITTLE ON THE SIDE FOR YOURSELF…or BUILD IT UP FIRST, but still be FRUGAL N BE PICKY ON THINGS U BUY OR TREAT URSELF TO Good quality that u know will last u longer or can be versatile with other items vs cheap product that is inexpensive n wont last long n will be out dated sooner…
Comment from : Pedro Llobregat

That goes exactly against what other successful wealthy people say Use debt in hour favor “Don’t buy cash, use the liquidity on other things, use the credit to build wealth to invest” 🤔
Comment from : J J

These rich people running out of things to talk about, they both have cards and debt
Comment from : Tremayne Estwick

I’m not sure that either of these gentlemen understand how credit cards work I’ve never paid a dime in interest in my entire life and I’ve used them for everything
Comment from : Ron502008

Or here me out… just pay off your credit card before it accrues interest 🤯
Comment from : Johnny Spankspence

It's hard to disagree with a millionaire and a billionaire, but stay out of stupid debt Coca-Cola has tons of debt and profit!
Comment from : Chance Grows Biz

This is the most privileged conversation on the internet right now WTF are you going to buy without credit? They must not know what year it is That’s like saying “The only way to make money is to already have it” They have to be trolling us with this don’t buy with credit nonsense lol WTH! Obviously don’t go out and buy a car on 25 interest, but you’re just a moron if you do that no amount of financial advice can save you
Comment from : Enigma Productions

Use cash or debit or bitcoin
Comment from : bot owner

Credit cards certainly aren't a means to wealth, but they're also not a barrier to wealth if in the hands of a responsible, disciplined person
Comment from : Josiah B

That is some circular logic “How to build wealth: get out of debt”
Comment from : brdy

Debit card is worse,
Comment from : vxnova1

Mark Cuban doesn’t have a credit card 😏
Comment from : Steven Morris

I use credit card to pay for groceries, it is super convenient and you dont have to fear of someone stealing your physical cash brI never went into minus on it and i cant imagine how can anyone do that, it is impossible for me
Comment from : persu persulast

Cap
Comment from : Rodney Phoenix Jr

This is actually terrible advice The wealthiest people have the most debt It’s just a different kind of debt
Comment from : Jeffrey Elmore

Bad advise Paid it off in full with autopay and earn points
Comment from : Elite Street

Credit is life , exploit the game and live a easy life
Comment from : BP LEFTY

You have to use the card when paying for mechanical services , repairs You have to have that third party involvement Cuban doesn't care about paybacks because he's rich That's the part he never mentions
Comment from : Arron Brothers