Название | : | CREDIT CARD FOR BEGINNERS | CREDIT CARD 101 PHILIPPINES | What you need to know |
Продолжительность | : | 16.40 |
Дата публикации | : | |
Просмотров | : | 216 rb |
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Thanks a lot for info,,,nice one I learn a lot Comment from : Lorna Vicedo |
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Got my BDO credit card without applying for it Thanks to you fir educating me about credit card My question is, credit card also has password like our ATM card? Comment from : gregmrubio |
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@5:26 we have credit score po by credit bureau, The Credit Information Corporation (CIC), a government owned and controlled corporation providing credit information in the Philippinesbrothers like CIBI, another private credit info which reports credit to CIC po Comment from : Wenzel Jay |
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What are the cons po if ever your first credit card became dormant even before activating it and the bank rejecting the request for reactivation? Comment from : Yannie |
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pano po sya bayaran maam pag nagamit Comment from : KiAnnE |
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Galing! Very helpful sa totoo lng Save us time to do more research about cc Now my concern what bank to have a cc Working in BPO Charm! What do u recommend? Comment from : raymond palaganas |
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Thank you This video is very helpful Keep it up Comment from : Cooze |
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how much is annual fee? Comment from : FC 043 |
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Thanks Miss Charm! Comment from : mreyeglasssex |
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what about BITCOIN Comment from : SBG |
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Great video You addressed all my queries about credit card Comment from : Tom Ragmac |
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bkt ka nag eenglish? Comment from : G Lia |
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Hi po new subscriber po ako, ask ko lang po kukuha ksi ako gadget cellphone po, nakita ko kasi sa store na pagkunan ko ng cellphone na zero interest for 6 months, kung amount ng cellphone ay 40k, iddivide lang po ba ito ni bank ng 6 months? Or may additiinal na payment Thank you sa sagot Comment from : R Peon Ruzzel |
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Do I stil have to pay monthly fees even if I didn't use my credit card? Comment from : Hannaniel de Guzman |
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I agree it should be about credit history not some magical number say 650 or 725brbrthe age for a credit card 21 is to old for your country 18 is the adult age that's a fair age most people are adults at 18brbrin your country do you have 2 types of cards a store only card and a store major credit card?brbrexample walmart store card and a walmart master card?brbrfor the cards that have annual fees do they wave them the first year to let somebody try them out for the first year to see how they like it? Comment from : Mark Santucci |
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Ano po ba ang mas RECOMMEND mo na Credit cards for beginners? Comment from : STARchannel |
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Hello, thank you for sharing this video I'm just starting to learn about credit cards if it's really good to get one On the video, you mentioned about the cashbacks and promos that credit card companies give But the thing is, there is also an annual fee Is it worth it to have the promos when there is annual fee? Because I'm thinking that I just paid for the promos that they will give me Please enlighten me 😄😅 Comment from : Glezzel Hernandez |
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Nagrereplenish po ba credit card kahit minimum amount due lang ang binayaran? Comment from : Austria, Mary Grace Benedicto |
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Hi! Love the video just want to ask, What if my employer is from another country and I am being paid monthly like a normal employee but my income is just being sent through bank transfer, and I want to apply for a credit card is that possible? Comment from : dragon501000 |
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What credit card would you recommend for beginners in 2022? Comment from : Argienel Izon |
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Paano po pag may credit cards tapos di ginagmit po ate okay lang po ba? Comment from : Racquel Lei Medrano |
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If you go to BDO they will need to have at least 50k on your savings account I went there yesterday 😂 Comment from : Cali Co |
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how to redeem welcome rewards in metrobank credit thanks Comment from : Conners Corner |
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Hi, I have a question, once you activated your credit card will it be the start of your billing cycle? Comment from : Ella Ecija |
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I love you madam Comment from : Gerald Hina |
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May promo po ngayon ang BDO credit card, upto 12 or 24 months ung 0 interest If ang total price ng item na gusto mong bilhin thru credit card ay nasa 30k, ang magiging monthly installmeng mo lang is nasa 2,500 (30k/12months) tama po ba? No other charges na since 0 interest naman? Comment from : Kate Abanilla |
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May i ask, Why bdo send me a credit card through lbc eventhough i don't have apply for it? Comment from : Jocelyn Lagurin |
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I have a question, Ma’am Say my credit limit is 100k, and I’m planning to buy something worth 150k using my CC, may I pay 50k in advance so that I can buy the item? Comment from : Drew smith |
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Hi Ms Charm I just watched your video todaybrbrI did not apply for credit card however, it was delivered to me today If I’m not going to activate the card, will I be required to pay for anything? Like card fees and such, even if i didn’t activate and use the card? What’s the best option that I can do? brThank you in advance for your response ❤️ Comment from : Anna Mae Limen |
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How to know your monthly bill for credit card Comment from : Grooms Tailor Shop |
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Just wanna ask, can you set your payment date? Comment from : 엠미 |
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Its my first time applying for a credit card Ayaw ko na kasi umuutang sa iba However on top of this natatakot din ako mag credit card kasi big responsibility din tlga pag may CC ka But this video helped alot and made me feel confident with owning one Comment from : Mike Paez |
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Hi If the card isnt used like for a month, will it occur any fees that needs to be paid? Thanks! Comment from : Therese 013 |
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Hello po I am a new cc holder Just received my card today Ask ko lang po example po wala ako purchase ngayong month, may need pa din po ba bayaran 200 kahit ndi nagamit yung card? Thank you so much Please notice Comment from : Angelica Alcazar |
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million ang karapat dapat na property ng owner ng isang credit card para may laban sa pagbayad Comment from : reyearth magicknight |
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pwedi naman cguro maiwaive ang mga annual fee ng credit card Comment from : reyearth magicknight |
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Ask ko lang po kung mag babayad padin ako ng annual fee ng credit card kahit hindi ko pa siya inaactivate? I have a credit card from BDO pero doubtful parin ako kung saan ko siya gagamitin Feeling ko kase hindi pa ito ang time para gamitin ko siya Comment from : Ms Ezra Navarro |
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May Babayaran po ba kapag kumuha ng credit card? Comment from : Kyako TV |
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Paghindi ginamit yong credit card ok lang po ba? Comment from : Erlinda Gulfo |
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Hi po, curious lang what if po I chose not to activate the credit card? Do I still need to pay the annual fees(membership fee)? Thank you po Comment from : Dhana Lyn Sinlao |
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very helpful Comment from : Jay Bryan |
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I saw BDO installment card in your thumbnail did you cover it in this video and I missed it or its not part of this? Comment from : Ruby Mixtape of the Year |
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Learned a lot, thank you! Comment from : Roman Reyes |
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How do you waive the annual fee? Comment from : Meranee |
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Hello, do banks that issue credit cards call an applicant's employer as a requirement for approval of a credit card application? Thank you Comment from : Julsdoy |
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Hello, do banks that issue credit cards call an applicant's employer as a requirement for approval of a credit card application? Thank you Comment from : Julsdoy |
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Hi Charm! For instance, I can already see the outstanding balance and those are for two different transactions If I pay the first one early and it is not yet due Will I incur any charges for that? Comment from : Racky Abaño |
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My goal build my credit score up ☺️☺️☺️ Comment from : PrincessMeganElsa |
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I'm focus to build my credit score Up 😊😊 Comment from : PrincessMeganElsaa |
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I am so disturbed watching ur video in full screen i am wiping my phone repeatedly thoughts that there's a dirt in my phone left side bottom Haha Comment from : jpzer012 |
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Di po ba may accumulative spending requirement within days for NO ANNUAL FEE FOR LIFE, saan po ba pwede gamitin? Sa straight purchases lang po ba sa stores? Pwede bang sa bills payments, cash in to Grab/Lazada/Shopee? Salamat po sa sasagot 🙏 Comment from : Maam Che |
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Paano pag ung bangko mismo ngpadala ng credit card? Comment from : Venus Dorado |
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Credit card means you spend money you don’t have, plain and simple Here in America, having debt is normal that’s why when pandemic happened majority of them were worried about losing their jobs coz of bills Having savings for rainy days is a must unless you want to be “normal” ei in debt Just my two cents I’m sure same principle applies in the Philippines Comment from : NINJA-924 |
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Hii Example if 80k is the credit limit and as you said you discourage to leave any balance on the CC What is the best way to do? Comment from : May Trogue |
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I noticed your watch I'm not 100 certain, but is that a Rolex Oyster Perpetual? Haha! Comment from : zombiesmaasher |
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hi! just wanted to confirm because I've got a loan for a motorcycle way back 2019 prior to get my CC this year, does it in anyway affect my credit history/score? Comment from : Alexander Jay Roque |
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Just curious, in case ba na I pay my credit balance on the same day I use it, may accrued interest parin ba given na binayaran ko agad SAME day?brbrFor the sake of using credit card lang and magkaroon ng magandang credit history, sayang kasi ung daily basis na interest charge every time I use my credit card brbrIs that possible you think? or pwede rin namang only make payment a few days before your cut off (before billing period ends) para less interest? Comment from : Baby Green |
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just curious, in case ba na I pay my credit card balance on the same day I use it, may accrued interest ba given na binayaran ko agad SAME day?brbrFor the sake of using credit card lang and magkaroon ng magandang credit history, sayang kasi ung daily basis na charge every time I use my credit card brbrIs that possible you think? Comment from : Baby Green |
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pwede po bang gamiting yung bdo visa classic for installments for phones? Comment from : Selena Lopez |
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Hello Maam Sorry if not relevant yung question ko Magkakatulong ba na mapataas ang credit score sa pinas, if ung credit card is inapply sa abroad this for ofw na gumagamit ng credit card sa abroad Comment from : glenn valencia |
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Hello po, what if source of income is monthly allotment, is there a chance na ma approve? Thanks Comment from : Jem V |
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Hi, pano po pag new job palang (but not my first job) do I still qualify? brbrAnd what if I do not use my credit card regularly Is this going to be an issue? Are there charges kapag di ka madalas humiram sa bank Haha Comment from : Kat Posada Ext |
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Hi Charm! I'm Cristle Ask ko lang about sa "balance" sa credit card na need bayaran in full Ito ba 'yung amount na nagamit mo using the card, or the credit limit ng mismong card? Big thanks! Comment from : Cristle Catli |
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Got my credit card from bpi & i didn’t activate it yet its my first time but i didn’t applied for it they just offer me one through phone call So i got one I just wanna ask if i don’t use it, would it be okay? Are they not going to billed me? Comment from : Baby May |
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What does it mean when we talk about cash advancing for credit cards? Comment from : Dan Labrador |
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Should interest rates compound? Comment from : Dan Labrador |
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hello, im planning to get my first cc, paano po ba mas mabilis ma approve since na di ako mahilig mag iwan ng pera ko sa saving account but i have po investment account Comment from : Nickolle Morata |
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Hi charmpls message me back when you have timeI want to ask more about credit cardI've got one titanium bdo cardpm me plsthank you Comment from : Joanne Fredeluces |
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Hi Question po, how if International Credit card and Ang gagamit po is hindi card holder Okay Lang Po ba yun or ano Yung requirements para ma authorized na gamitin yung card? Comment from : JD |
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Been binge watching your videos for days now I learned so much Thank you so much!! <3 Comment from : Jess |
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Love it!!🥰 Comment from : Epic 4 Real |
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Wow😉 Comment from : Junji Andres |
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Hello po, pwede po magtanong malapit na kc mag expired ang bdo credit card this year sa October, pwede ba i-renew or i-extend ung expiration niya? Ano kaya mangyayari sa mga installment ko at mga bayarin pa sa credit card kapag na expired na ung credit card ko? Comment from : J&D Vlogss! |
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Thank you :) i like your vid Straight to the point 👏💯 Comment from : Kris M |
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Ms Charm request po for video about secured credit card because I am still a student,hence, no proof of income and such but i want to build credit history/scorebrbrI binge watch your videos and dami ko pong natutunan Thank you po Comment from : Jhorine Liwanag |
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pwede po vlla bayad ung annual fees Comment from : JASKARAN DHANOA |
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pwede lng po mag apply ng credit card sa bdo ang mga pulis mam? Comment from : APPO POB |
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What if wala ako nagastos sa isang buwan, may babayaran parin po ba ako sa bank? Comment from : ayeesha printing services |
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I think my credit limit is very high, is it okay to use it way less like 50 of my credit limit only ? Thanks :) Comment from : Mhavi Rodriguez |
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I watched the whole vid! Very informative! Comment from : bea riego |
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what if the card is not activated yet? may monthly po ba or annual padin na babayaran? Comment from : ian |
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Mam are SINGLEbr? Comment from : MGA KAKAIBA Video |
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May I know po which credit or debit card that can be used globally? Or international thabks Comment from : cloud runner |
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Safe po kaya gamitin ang credit card sa Home Credit? Comment from : Mhisstik Lahl |
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Interesado akong mag apply ng credit card para pang installment ng phone I am employed and paid all my loans for 6 years No loan record na po ako sa private lending banks Comment from : Mhisstik Lahl |
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If first timer po, how much po ang credit limit?brI want to apply BDO credit card Ano po yung best credit card ng BDO for first timers Comment from : Mhisstik Lahl |
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Very comprehensive May I know if it's okay to cover the CVV number with a white tape? Comment from : Joseph Activate |
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Ask ko lang po, bumili kami ng phone using BDO credit card last dec5 this year, binili namin yung phone ng 12 months to pay, kaso ang nilagay ng invoice ng store is 3 months to pay, question, pwede ba siyang gawin 12months to pay since store error po siya? Thank you! Comment from : Kimuel Barcela |
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Im grateful for your channel It made me inspired as an adult to save and track my expenses I am learning on your channel everyday, it was like a routine for me to watch ur vids everyday 😘 Comment from : Holygrail_97 |
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What BDO credit card do I need to avail an installment plan on Power Mac Center? Thank you po Comment from : Mark Abrasaldo |
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