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The 5 BEST UK Credit Cards For Beginners In 2021




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Jack Smith
My credit score it’s to low what I need to do with credit card really I don’t need money I want to improve my credit score please
Comment from : Jack Smith


Jack Smith
I need you help please I have new Credit to build my credit score limite 250
Comment from : Jack Smith


Oksana Gavrilenko
Thank you for your videos I am a refugee from Ukraine and came to the country in August Thanks to your videos I managed to get my first Tesco bank credit card with a £250 credit line in November After opening it I got a 599 credit score I spent £90 during the month of December and topped it up on the 11th I continued to spend and at the end of December I had £36 used, which I topped up on time in January But when I checked my credit score on the 1st of January I saw that it was down to 566brWhat could be the reason, what did I do wrong? It is very important for me to raise my rating now to be able to rent in this country and live further away from danger Thank you for any recommendations
Comment from : Oksana Gavrilenko


Samarth Kharbanda
Hey Sasha…can you advise me on how i can build my credit history if i am overseas student who is living in UK for less than a year……as most of the credit card requires me to have a permanent job (ie not be a student)
Comment from : Samarth Kharbanda


Arvi B
That's a great video Quick question I have been in UK for 5 months and full-time employed, am I eligible for any of these?
Comment from : Arvi B


Dumpslark Therealvendor
🖕🖕I really appreciate 🖕 him I get my credit card from him with high balance you are legit bro ✌️
Comment from : Dumpslark Therealvendor


Dumpslark Therealvendor
🖕🖕I really appreciate 🖕 him I get my credit card from him with high balance you are legit bro ✌️✌️
Comment from : Dumpslark Therealvendor


Marcel Kusmierek
Is is likely to get accepted for the low limit credit cards of let's say £250 if you have zero credit history?
Comment from : Marcel Kusmierek


Phantom PS
Hi Sasha could you please advice me which one is better to build a good creadit relationship, credit cards or small personal loan?
Comment from : Phantom PS


Taecy Loved
Hi, Sasha I’ve just come across your videos and it’s really nice and good choice of credit card types I want to get a laptop but I need a credit card to get it I’ve applied for the Argos credit card but I wasn’t accepted I’m 19 and I really need a laptop for school How can I get one? I work part time too
Comment from : Taecy Loved


L
Hi Sasha, capital one classic or the aqua card mentioned in your video for best boost of credit as a beginner card please? I’m have been 100 approved for the first card but the aqua card is not showing in my list of recommendations
Comment from : L


Kei Phillips
Thank you again
Comment from : Kei Phillips


Aidan Wilde
Hi Sasha I’ve applied for all these but they so my credit score is to low , I’ve just 18 and I don’t know how to improve it without a credit card
Comment from : Aidan Wilde


SMane212
Hi Sasha, alot of people have recommended Amex credit cards, did any nearly make your list ? Cheers
Comment from : SMane212


Lauren
I have a 90 chance of being approved for Aqua classic 274apr (not mentioned in this video) or pre approved for Zopa 279apr what would you recommend?
Comment from : Lauren


Eva Marie
I am a little confused by the deal '0 balance transfer' Does this mean you get charged for tranfering money onto your credit card to pay off purchases normally?
Comment from : Eva Marie


Comatoad
That is a very teeny coffee cup haha
Comment from : Comatoad


lv
hey sasha, i’m sure you’re asked this all the time but😅starling or monzo? or is it a case of let’s say ps4 vs xbox, they’re both different but still get the job dones and you can play games on them, or a case of audi vs bmw, the fundamentals are the samebrbrhope you can help!
Comment from : lv


kwame opoku
Is three credit cards too much to have
Comment from : kwame opoku


Truth Seeker
Sasha, your videos are fantastic and really helpful If ever you charge a subscription for them I'd be happy to paybrbrA question please: I struggled to get a credit card, eventually getting an Amazon (run by Newday) with a limit of £800brbr I would like this increased eventually, so do you think it is better that I pay off the whole balance when it is due (so that they know I have money); or do you think it's better to pay of some of the balance (so that they make some profit out if me)?brbrWhich do you think is more likely to get an increase in my limit?brbrVery best wishes & kind regardsDavidBirmingham UK
Comment from : Truth Seeker


Yasin Rahman
Could you review the HSBC student credit card
Comment from : Yasin Rahman


Logan Thomson
Hi Sasha, great video Off topic question, due to a few holiday cancellations my credit card, which is from the same bank provider I use for my everyday bank account, has a credit balance Does my CC basically act as a pre paid mastercard or do you know if standard practise normally allows me to transfer the credit balance to my current account (without any fees)?
Comment from : Logan Thomson


Kevin Hughes
Im not a beginner but still useful stuff thanks
Comment from : Kevin Hughes


Abed
Hi Sacha brI just wanted to know is it illegal to trade under your parents name in the uk please can you let me know ASAP brThank you
Comment from : Abed


Ryan
Hi Sasha, Would you recommend the classic Amazon card or Platinum amazon card? Or get both?
Comment from : Ryan


Jonathon Ward
Great one Sasha! Thanks👍
Comment from : Jonathon Ward


Truth Seeker
Brilliant videos Sasha, but three things please:brbr1 I think people want definiteness of acceptance rather than 'trinkets/gifts' etcbrbr2 As a taxi driver I want to repay in cash (presumably at a bank or Post Office) This is very important to me (rather that bank-to-bank or direct debit etc)brbr3 Any chance that you could do a prepaid debit card video? I was with Virgin prepaid debit card and all was well I didn't need a credit card But they closed the whole thing down about a year agohence my interest in credit cards I prefer prepaid debit cards because they are very simple (I'm just spending my own money) What do you think Sasha?
Comment from : Truth Seeker


William Middleton
Is there a certain utilisation percentage of the credit limit to use each month to optimise credit score growth?
Comment from : William Middleton


Akhil
Hey so I just moved to the UK and am a student, I have a part-time job over and will be starting sometime this month So by your guess how long should I wait before I apply for a credit card? brbrI tried to apply for an aqua card but it asks for a 3-year residency
Comment from : Akhil


Vasile Ersov
Zopa, sounds funny in russian, doesn't it ?😁
Comment from : Vasile Ersov


Callum Griffiths
What do you think about applying for a credit card at age 18?
Comment from : Callum Griffiths


Minhaj Uddin
You forgot about the Barclays cardbrbr-no international feebr-025 cash back
Comment from : Minhaj Uddin


Joe MacDougall
I got the capital one card back in 2019 Only thing to mention is that it doesn't work with Apple pay or Google pay
Comment from : Joe MacDougall


Tom Po
I've had a virgin credit card for 6months £46k limit I put £500 on it for groceries per month and pay it off 2days before the monthly min is due each month but it's had zero affect on my credit score No idea why
Comment from : Tom Po


Robeyel Kidane
Im kinda curious at what age you got your first credit card
Comment from : Robeyel Kidane


Oye Jaiyeola
Too many T's in Totally 😂
Comment from : Oye Jaiyeola


By Shhh
I struggle to get a capital one why is that i keep getting declined
Comment from : By Shhh


Subear Hersi
I'm first again So I got a capital one credit card as my first one about 6 months ago I also opened a starling current account a few months agobrbrMy credit score went up some points and is at 570/710 at the moment Thinking of asking for a credit increase or opening another one to have a better utilisationbrbrLove your videos!
Comment from : Subear Hersi



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