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3 Things You Need To Know About The 7 Year Removal Credit Report Law - FICO,Bankruptcy,Credit Karma

Кадры 3 Things You Need To Know About The 7 Year Removal Credit Report Law - FICO,Bankruptcy,Credit Karma

Описание 3 Things You Need To Know About The 7 Year Removal Credit Report Law - FICO,Bankruptcy,Credit Karma

Коментарии 3 Things You Need To Know About The 7 Year Removal Credit Report Law - FICO,Bankruptcy,Credit Karma

I need this stuff off it’s been 7 years plus Comment from : Houston713

I have always heard 7 years for negative reports to disappear,10 for positive reports Comment from : aDiscreteFirm

Cred cards are a species of installment contracts I agree they are great for building credit Comment from : jacqueline manzano

Which date should we look for when disputing for the 7 years? Comment from : Francisco Chavez

Amazing informative video Best yet Great job 👏 👍 Comment from : Kay Veteran

Thank you for your content I really learn from your videos Comment from : Tshia Cade

If a positive account falls off your credit report, couldn’t that bring down your length of credit history which could ultimately lower your score? Comment from : Don’t_Die_Twice

Can you dispute a charge off if you haven’t waited 7 years? Comment from : Elizabeth Hicks

I don’t make cents I make dollars! Comment from : * D

Love your video man Let me ask you a question, I have this debt with a bank of America and is now completed 7 years My credit bumped up 85 points, but I still have this debt in my online banking I can still see What should I do? Comment from : Danilo Miranda Santana

Thank you🙏 you are my new friend Comment from : Michael Serrano

I'm 30, I had checked my credit score like 3 months ago it was 400, I just got an update my credit score went up to 640, zero collections or negative remarks, saysbi have only had credit for 1 year and few months, so crazy Comment from : The Anti Simp

Hey I have a collection before 5 years ago should I pay that or just wait?brI really need to get my score up Comment from : avi reic

I have had student loan debt since 2012, never paid on it The date keeps changing It should have fallen off in 2019 The date keeps changingsome of the debts went from 2012 to 2014 Some say 2015 Some just went into CO brbrOne company apparently bought off one of the debts and now the report says I have paid everything on time perfectly I am 9 years on this thing and most of them are still on there and they keep being regurgitated How can i get out of this? Comment from : Ethereal

Very good video , can you also do a video about Biden canceling the three Credit bureaus on your take on this? Comment from : Muriel Williams

How does the seven year rule apply when collection agencies keep selling the account? Does it start all over again from when they buy it? Because they tend to report from when they get it rather than its original date of delinquency? I still have an account that's like 15yrs old smdh Comment from : Driver Trainer DLX9

Great clarifications! Comment from : Missy Blanks

If I closed several accounts (in good standing) over a year ago, is it legal for creditors to report late payments on accounts that were already closed the year prior? Comment from : Kate Battle

Man it would be a blessing to be able to get a response from you I don’t have any credit and the only mark I have is a debt collection for $170 from 2014/2015 or a T-Mobile phone I don’t know what to do, should I try the process of disputing it? I also don’t qualify for any credit cards so I’m gonna go the secured credit card route, but I really also want this off of my credit report because than my report would be virtually spotless How can I make my credit report spotless? My score is 556 and I know it’ll probably stay there, and I’m willing to build my credit from there, but I just really really want this little petty not even $200 debt to stop hassling my life already It’s been 5-6 years so it’s near expiration, but I also really want a car sooner rather than later so getting the only negative mark on my report is a MUST I really need help and I don’t have any family Thanks for reading this If you did, I appreciate your very informative video , I learned a lot from just this one video alone Gonna subscribe and check out more of your videos Comment from : Little Harmony

From what time is the 7 year rule counted for bad loans? Comment from : Subhabrata Chakraborty

Do you have to keep paying collection agency if credit card has fallen off of credit report? Comment from : Jazzy Gems

Hello Mr Calvin, early in May, I sent a goodwill letter to Target to remove my 1 late payment from my credit reports Looks like it was updated with Equifax, but not for the other two Should I wait it out and it will reflect on the other reports, or should I send them another letter? Comment from : SnoopSimmonsSound

I thought positive closed accounts stayed on 10 years Comment from : Exquisite Hair

U should have waaaaay more followers, views and likes Love ur vids 👍 Comment from : Darling Sarah

I have a positive paid off closed furniture account that was closed since 2011 it is still on my credit report it should have fallen off by now right Comment from : Nakisha Theophile

I have a collection out for an apartment from 2015 everyonce in a while i get a message from credit karma saying the balance has gone up and i havent paid anything to it will it fall off in 2022? Comment from : patch adams

Great video :-) thank you Comment from : Diana Rodriguez

Good video Comment from : Muriel Williams

Can an open account with multiple late payments on a car loan be reversed and how long estimated and the cost of your services if possible Comment from : CL moore

I thought positive closed accounts fall off in 10 years Comment from : Cole Hawk

I'll just go on your website, enjoy your videos Comment from : Willie Littlejohn

How much do you charge for credit repair? Comment from : Willie Littlejohn

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